Project manager insurance

Secure project manager professional indemnity insurance quickly and without fuss. We're simply-priced, flexible and upfront.

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Professional Indemnity Insurance for Project Managers UK
Professional Indemnity Insurance for Project Managers UK
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The problem

Project managers face many risks

Contract non-compliance

Most contracts you will engage with as a project manager will stipulate you must have and show proof of professional indemnity insurance.

Damage to your work equipment

You are likely to use your own laptop or computer for your work, if that gets stolen or damaged could you afford the repair or replacement costs?

IR35 enquiries and unpaid invoices

Depending if you use an umbrella company or contract directly you may be exposed to IR35 enquiries from HMRC. Regardless of how you're engaged you still could be subject to late or non-payment of invoices.

Accussation of causing a financial loss

An unhappy client may allege your management services ended up costing them money which they now want to recover from you.

Project manager insurance UK

Your need project manager insurance that gives contract compliance, offers run off cover and has competent legal defence in the event of a claim

the suited way
Insurance made better

Self-employed insurance done fast, clear and upfront.

Project manager professional indemnity insurance
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More flexible

Make changes instantly, easily and for free.

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No extra fees

We give you one price, no APR or hidden extras.

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Go retroactive

Include retroactive cover to insure previous work.

Holiday umbrella.
Holiday mode

Pay less when not working by hibernating your PI cover.

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Top insurers

Be confident knowing your cover is backed by trusted UK insurers.

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UK support

Get help when you need it from our Bristol based team.

Covers to consider

How much does project manager insurance cost?

Choosing the right insurance for you depends on the size and nature of your business. Key insurance covers project managers should consider include:

Self employed professional indemnity insurance
Professional indemnity

from £7.41 per month

Provides you with legal defence against claims of professional mistake or negligence causing a financial loss to your clients.

Up to £2,000,000 cover

Zero excess

Dedicated legal team

A+ insurer

Competitive prices

Self employed professional indemnity insurance

Professional indemnity

from £8.63 per month

Provides you with legal defence against claims of professional mistake or negligence causing a financial loss to your clients.

Up to £2,000,000 cover

Zero excess

Dedicated legal team

A+ insurer

Competitive prices

Self employed public liability insurance.
Public liability

from +£4.76 per month

Protects your business against claims of causing an accidental injury or property damage to either your clients or a third party.

Up to £2,000,000 cover including products liability

No excess

Expert legal team

A+ specialist insurers

Covers claims against your client caused by your business

Business equipment insurance.
Electronic business equipment

from +£9.24 per month

Pays for repair or replacement if your portable electronic equipment (and accessories) get damaged or lost.

Equipment up to £10,000 cover (£3,500 per item)

Accessories are included (£500 per item)

Hired equipment is covered

Worldwide - your devices are covered anywhere you are

Personal accident insurance.
Business owner protect

from +£10.07 per month

Reimburses your taxable business expenses while you’re recovering from a serious illness or injury.

Up to £2,000 a month

Up to 6 months following the first 30 days of illness

Any tax deductible expenses included

Receive a lump sump payout if you suffer an accident leaving you with partial or total disablement:

£5,000 lump sum

Fast customer service

Quick payout

Answer 4 questions then select the policies and limits you need.
Answer 4 questions then select the policies and limits you need.
What people say
2 March
Extremely impressed

Extremely impressed with the professional and supportive service I received.

Kellie Williams
on Google
16 February
Very efficient

After shopping around for business liability cover, I found suited, I had a few questions and Jana from suited was very efficient...

on Trustpilot
14 February

The website is easy to use and the process is intuitive, clear and easy to follow.

Matt M
on Trustpilot
11 February

I was recommended Suited, because I’d been stalling. Simple to use website, offered clear, concise information and selection...

on Trustpilot
12 December

Really fantastic service by the suited insure team! Always found the insurance side to be a bit confusing but the team took me...

Michael Ryan
on Google
15 September

A simple and flexible service for what I required. Great communication from start to finish.

Matthew Allen
on Google
1 August

I was looking for business insurance this easy to use and very well explained web site made the process simple and painless. Had a quote...

Piers Field
on Trustpilot
Legal Expenses
Included as standard

With every policy subscription we also include Business Legal Protect. This means from the moment you sign up you gain immediate access to extra support services.

Commercial legal expenses insurance.
Business legal protect

Cover of £100,000 commercial legal expenses included with your policy subscription.

Protects you and your business against a range of issues not typically covered by professional indemnity or public liability.

IR35 & HMRC investigations

Legal matters concerning your business

Negative PR (£25,000 cover)

Criminal prosecution

Compliance & regulation issues

Unpaid invoices (over £200)

Also includes free telephone advice & help from qualified professionals.

Tax and commercial legal advice

Counselling for you and your staff

Access to a legal template library

Identity theft assistance

In detail

Why is professional indemnity for project managers important?

The project manager title of your means you have responsibilities and the extent will vary depending on the size of the project and its future impact on your client.

There have been numerous examples of project managers getting involved in client disputes. One of the most common ones are delays or the final capability delivered is deemed not fit for purpose.

But there are some less common accusations which can lead to legal claims as well. Such as your communication style that could upset a client or their staff. Another example is revealing sensitive information to the public or direct competition. You could face serious reputational and financial damage if a situation of this kind isn’t handled professionally.

As a project manager you juggle several balls at any given time, especially on a multi stream project. Despite doing everything right there are always unpredictable circumstances such as unexpected staff turnover or a change in a third party supply chain that can affect the outcome of your work.

Whether or not the issue is your fault may not stop a dissatisfied client coming to you for a financial remedy. You are their project manager and they will be looking to you for answers and solutions, very often at your own cost.

What is project manager professional indemnity insurance?

In essence it is a legal protection cover that comes to your aid if you face an accusation of making a professional mistake by an unhappy client who demands some kind of compensation.

If you have the good sense of protecting your business with project manager professional indemnity insurance, you will have access to legal advice and defence paid for by the insurers. You will also gain that peace of mind knowing that someone has your back and works towards a resolution to save your business reputation. And of course your bank balance will not get eroded by legal fees and compensation amounts if you become liable.

Professional indemnity insurance for project managers is widely available in the UK and the extend of cover or the price you will pay will depend on the industry in which you work. For example architects are considered a much higher risk than IT project managers.

Your industry will also determine how many questions you will have to answer during professional indemnity application and whether you will be able to buy cover online.

When selecting project manager professional indemnity insurance

Price is everyone’s concern and most buyers start with that aspect. However, since professional indemnity insurance is a service, it’s important to understand who you are buying your cover from, how they do business and what will happen in the event of a claim.


The cost of insurance is the primary concern of every buyer in the UK but reviews revolving around cover changes and claims often reveal that it may not be the best strategy.

Fees and charges

Make sure you understand how easy it will be to make changes to your cover and whether it will cost you anything. Also watch for any APR if you select monthly. The interest rate should be reasonable and in proportion to your premium. Is there a policy fee?


Is it clear to you what is required of you if you find yourself in a difficult situation with a client. Who will be handling your claim, will you have to pay anything toward the legal costs, is compensation part of the deal? Make sure you understand the level of service behind the cover you select.


Can you cancel or ‘hibernate’ your cover when you are in between contacts or decided to finish? Some insurance providers make it lengthy, charge a fee and demand a month's notice. All these are extra costs that you may not want to pay.


All insurance providers have the duty to provide access to full cover documentation before you buy. Legal covers contain complex and, let’s be honest, makes for very boring reading. However, the product summary is something you should always read through as minimum. It should outline the basis of cover but also what is excluded.

Other insurance for project managers

Project managers are usually hired to come inside a business or organisation to manage a team of professionals, all working on the same project or projects. How you engage with you client will determine whether you should consider other insurance covers.

Business equipment

If you are responsible for or own the business equipment you use in your job, getting it protected against loss or damage might be a good idea if the cost of replacement or repair would be daunting for your bank balance.

Public liability insurance for project managers

An essential cover if your job involves physical contact with your client, their staff, property or other third parties. The likelihood of someone making a claim against you has a direct correlation with your industry. For example in construction project management property damage claims are more likely than, say, and an IT contractor spilling coffee over their client's expensive piece of electronic kit.

In other words non-manual professions have usually lower exposures but that doesn't mean they should dismiss public liability cover.

In this section

Common questions

How much does professional indemnity insurance for project managers cost?

Prices usually start with a few pounds per month, depending on your industry, limits and earnings.

Does Suited PI insurance for project managers cover work of subcontractors?

Suited PI cover does cover the work of your employees and subcontractors.

Can Suited PI insurance for project managers be changed to a run off cover?

Yes. It is called ‘hibernation’ which means reducing your PI cover to past work only while paying less. You can also turn it back to full cover if you find yourself back at work.

Do project managers need public liability insurance?

Possibly. It depends on your business activities and whether you come into contact with your clients, their staff and property.

Contact us
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Call us with any questions or queries. Our Bristol based team is available from Monday to Friday and answers straightaway.

Monday-Friday, 8:30am to 5:30pm

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Once you buy
If your plans change

No problem, Suited uses a simple subscription model making it easy to walk away.

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14 day promise *

If you call to cancel within the first 2 weeks we’ll give you a full refund.

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Easy to cancel

No longer need us? Cancel anytime, no more to pay.

* 14 day promise is not available online, please speak to a member of staff. Not available if you have reported a claim.

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