Smart business insurance for self-employed professionals

Simply-priced, hassle free and done in a jiffy
Get insured in minutes, pay monthly, cancel easily

Do you find arranging your self-employed insurance time consuming, confusing and stressful? Give Suited a go. We make business insurance a breeze.

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Self employed business insurance that's easy to manage and backed by fab support

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Introducing suited

Self-employed insurance cover on a monthly subscription

Suited protects you against accusations of costly mistakes or causing an accident with business insurance subscription that is super simple, smartly-priced and flexible enough to be able to expand or contract whenever you need.

  • We get right to the point
  • We don't ask a million questions
  • And there are no hidden surprises
Our insurance

How much does business insurance for self-employed cost?

Our insurance starts with self-employed professional indemnity insurance, a must have if you give advice as part of your business activity. You can add to your policy other useful covers as needed.

Self employed professional indemnity insurance
Professional indemnity

from £7.69 per month

Provides you with legal defence against claims of professional mistake or negligence causing a financial loss to your clients.

Up to £2,000,000 cover

Zero excess

Dedicated legal team

A+ insurer

Competitive prices

Core cover
Commercial legal expenses insurance.
Business legal protect

Cover of £100,000 commercial legal expenses included with your policy subscription.

Protects you and your business against a range of issues not typically covered by professional indemnity or public liability.

IR35 & HMRC investigations

Legal matters concerning your business

Negative PR (£25,000 cover)

Criminal prosecution

Compliance & regulation issues

Unpaid invoices (over £200)

Also includes free telephone advice & help from qualified professionals.

Tax and commercial legal advice

Counselling for you and your staff

Access to a legal template library

Identity theft assistance

Self employed public liability insurance.
Public liability

from +£4.76 per month

Protects your business against claims of causing an accidental injury or property damage to either your clients or a third party.

Up to £2,000,000 cover including products liability

No excess

Expert legal team

A+ specialist insurers

Covers claims against your client caused by your business

Business equipment insurance.
Electronic business equipment

from +£9.24 per month

Pays for repair or replacement if your portable electronic equipment (and accessories) get damaged or lost.

Equipment up to £10,000 cover (£3,500 per item)

Accessories are included (£500 per item)

Hired equipment is covered

Worldwide - your devices are covered anywhere you are

Personal accident insurance.
Business owner protect

from +£10.07 per month

Reimburses your taxable business expenses while you’re recovering from a serious illness or injury.

Up to £2,000 a month

Up to 6 months following the first 30 days of illness

Any tax deductible expenses included

Receive a lump sump payout if you suffer an accident leaving you with partial or total disablement:

£5,000 lump sum

Fast customer service

Quick payout

Answer 4 questions to get an instant price.
Answer 4 questions to get a price.
We are approved by the FCA, work with A+ rated insurers

Get your price

Use the GET MY PRICE button to begin. Find your profession, answer a few simple questions and we'll get you a price straight away. No need to share your contact details at this point.

A stopwatch.
Answer 4 questions

Our questions are super quick and right to the point.

Man moving fast.
Get an instant price

We'll give you an immediate price if your profession is on our list.

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Tailor your cover

You can choose your insurance limits and add more covers as needed.

Ready to buy

Purchase your insurance

When you're ready to proceed we will ask a few more questions about your business, show you a summary of you cover before asking for payment card details so we can set up your monthly subscription.

Buy online 24 hours.
Buy online

Get your insurance online, anytime you like.

Insurance certificate.
Instant documents

Insurance certificates are immediately downloadable.

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No fees

We don't charge additional policy fees.

A few coins.
Pay monthly

Payments are monthly giving great flexibility with no APR.

After Purchase

Manage your cover

Once you're insured you're good to go. Our customer support team will continue to be there if you need help. You'll also have access to your DIY portal where you can make changes, instantly and free of charge.

Map of UK.
UK call centre

Get help when you need it from our Bristol based team.

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Free to amend

Changes are free and can made anytime in your portal.

Holiday umbrella.
Holiday mode

Pay less when not working by hibernating your PI cover.

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Easy to cancel

Relax knowing cancellation is easy with no more to pay.


If you need to make a claim

With Suited, claims are straightforward. We have a team of experience claims managers to help you. Full details for how to claim against your insurance is available when you log into your account.

More details and contact numbers can be found on the make a claim page. If you have any questions, don't hesitate to call.

A woman with a broken arm.

Common questions

What is small business insurance for self-employed professionals?

Work insurance for self-employed people consists of several covers. Some will take care of your professional liabilities while others will protect your business if you falling ill or worse. The number and type of covers will depend on the profession you do or the business you run.

What are the types of insurance for self-employed?

There are many and they generally fall into 4 categories.

Liability - these are products designed to protect you and your business against accusations of wrongdoing. In this category you'll find professional indemnity, public liability, employers' liability and directors & officers insurance.

Health - every business relies on its workforce. Business owners and some employees are crucial to a business success and survival. Therefore you may wish to consider business health insurance, key person insurance and personal accident not just for yourself but some of your key staff.

Physical assets - the last category revolves around physical assets such as premises or equipment. The products in this category are insurance for buildings & contents, business interruption and business equipment.

Specialty products - cyber insurance, credit trade insurance, rent guarantee and other specialty covers could be useful if your profession or business faces certain risks.

Do I need insurance to be self-employed, go freelance or run a small business?

Even if you are not required to have certain type of insurance by a client contract, legally, or by industry regulations, it is very wise to protect yourself as a self-employed person against being sued by your clients or the members of the public. Legal costs and possible compensation can be very costly.

What insurance do I need to be self-employed or a small business owner?

That very much depends on what you do for living and the risks you and your business faces. Every profession/business is different. Generally all businesses carry some risk of being sued, either by clients, members of the public or employees/subcontractors. All business are dependent on their key staff. And some businesses due to their specific industry or activities may require additional specialty covers.

How to get liability insurance for self-employed professionals?

There are generally two routes. Either you can apply online directly with a liability insurance provider that specialises in the self-employed or you can try to go via a broker. Suited falls in the former category and it takes 20 seconds to answer a few questions about what you do for living before getting to the price and range of insurance covers that you might need for your business.

Recent articles
What people say
2 March
Extremely impressed

Extremely impressed with the professional and supportive service I received.

Kellie Williams
on Google
16 February
Very efficient

After shopping around for business liability cover, I found suited, I had a few questions and Jana from suited was very efficient...

on Trustpilot
14 February

The website is easy to use and the process is intuitive, clear and easy to follow.

Matt M
on Trustpilot
11 February

I was recommended Suited, because I’d been stalling. Simple to use website, offered clear, concise information and selection...

on Trustpilot
12 December

Really fantastic service by the suited insure team! Always found the insurance side to be a bit confusing but the team took me...

Michael Ryan
on Google
15 September

A simple and flexible service for what I required. Great communication from start to finish.

Matthew Allen
on Google
1 August

I was looking for business insurance this easy to use and very well explained web site made the process simple and painless. Had a quote...

Piers Field
on Trustpilot
What are you waiting for?

We will get you insured in a matter of minutes, provide the peace of mind you need to focus on your work and promise to be always upfront and fair.

Self employed man.


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