Cover that is simply-priced, hassle free and done in a jiffy
The smart business insurance for freelancers, small companies and those working for themselves.
Professions we insure
Our business insurance for freelancers and those working for themselves is for anyone making a living by providing advice or services in: IT & technology, HR & recruitment, business management & consultancy, media, design, marketing, advertising, communication, education, property, the creative industry and other non manual industries. Some professions that benefit from our offering are:
Note: We're currently unable to offer services to those in the legal, medical, construction or FCA regulated industry.
We are approved by the FCA, we work with A+ rated insurers and we offer fab support when you need it.
Why choose Suited?
We strive to save you time but not asking anything too personal until you're ready to buy your small business insurance. You pay monthly, have access to a helpful customer support as well as a DIY portal where you can change or cancel your business insurance cover free of charge.
Quote in 4 steps
Save time by getting a price after four simple questions.
Buy online
Get insured anytime. Manage cover from your DIY portal.
Pay as you go
Keep money in your pocket. Pay monthly, no APR or fees.
Trusted insurers
Sleep well knowing your cover is backed by top UK insurers.
No extra fees
Save money by not paying extra to amend or cancel.
Holiday mode
Pay less when not working by hibernating your PI cover.
Cancel anytime
Relax knowing that cancellation is hassle free.
UK call centre
Get help when you need it from our Bristol based team.
Covers we offer
Suited small business owner and freelancer insurance starts with professional indemnity. It’s our core cover. With that you can also get public liability and a couple of other helpful insurance add-ons for a solid protection of your business.
Common questions
What insurance do I need as a freelancer or small business owner?
That very much depends on what you do for living but every profession carries a risk of being sued, either by clients, members of the public or employees/subcontractors. Covers such as professional indemnity, public or employers' liability are there to protect you against those risks.
How to get insurance as a freelancer or new business owner?
With Suited it takes 20 seconds to answer a few questions about what you do for living before getting to the price and range of insurance covers that you might need for your business.
Do I need public liability as a freelancer or small business?
If, in the course of your work, you have face to face contact with your clients or members of the public, then public liability insurance can protect you if you are accused of causing an injury or property damage.
Do I need insurance as a freelancer or small business?
Even if you are not required to have certain type of insurance by a client contract, it is very wise to protect yourself as a self employed person against being sued by your clients or the members of the public. Legal costs and possible compensation can be very costly.
Do freelancers need professional indemnity insurance?
It is a useful cover to have to protect your bank balance and reputation if your profession provides advice and guidance to your clients. Sometimes you may be contractually required to have this insurance.
How much does freelancer insurance cost?
Suited professional indemnity and public liability insurance starts as a few pounds a month. It takes 20 seconds to find out, just click on the red button.
Recent articles
What does ‘hibernate’ mean in professional indemnity insurance?
Imagine you’ve just delivered the last piece of work for your client and plan to take some time off, perhaps for good. Cancelling your professional indemnity cover is an option but not a very good one. The work you did in the past may still catch up with you in the future and since professional indemnity insurance (PI) works on a ‘claims made basis’, you won’t be able to access its benefits unless you have an active PI cover in place.
What is a retroactive date in professional indemnity insurance?
A retroactive date is a line in the sand which determines a specific point in the past from which your insurers have agreed to insure your business. You are effectively allowed by some insurers to backdate your professional indemnity (PI) cover so that your business is protected against possible claims as a result of your past work.
Where to find the best insurance for startups?
When it comes to start up business insurance costs UK insurance providers have the tendency to treat aspiring business owners with some caution. This conservative approach can lead to higher costs and restrictive cover. If you are about to set up a business, keeping costs down is no doubt important.
What are you waiting for?
We will get you insured in a matter of minutes, provide the peace of mind you need to focus on your work and promise to be always upfront and fair.
