Self-employed business insurance just got easier

Our subscription business insurance is simply priced, hassle-free, and can have you insured in moments.
Why do it the hard way?
Business insurance shouldn’t be hard

Why does self-employed business insurance feel difficult? Endless questions. Calls from brokers. Complicated wordings. Expensive prices. Interest payments. Amendment and cancellation fees. Poor customer service. The list goes on.

Introducing Suited—the easy business insurance for self-employed professionals. We ask few questions and give you a price instantly. In less than 10 minutes you can be insured. Our prices are simple without extra charges, APR or interest. We’re easy to contact and provide insurance on an easy month by month subscription—keep it for as long or as short as you want.

Man searching for freelancer insurance.
The Suited Way
Man moving fast.
Easy to get a price

If you can find your profession on our list, we can offer you a price instantly. If you proceed to buy we’ll issue your documents immediately.

A few coins.
Easy on the wallet

We provide insurance on a monthly subscription, enabling great prices and the opportunity for you to pay for your insurance only when you need it

Man jumping next to woman holding a briefcase.
Easy to change

If you need to change or cancel your cover to match your changing business needs, you can do so yourself at any time at no extra charge.

“A simple and flexible service for what I required. Great communication from start to finish.”

Matthew Allen

Our Insurance

Affordable insurance for self-employed

Our insurance starts with professional indemnity, a must have if you give advice as part of your business activity. Business legal protect is included with every subscription, and you can add other covers as needed.

Self employed professional indemnity insurance
Professional indemnity

from £7.69 per month

Provides you with legal defence against claims of professional mistake or negligence causing a financial loss to your clients.

Up to £2,000,000 cover

Zero excess

Dedicated legal team

A+ insurer

Competitive prices

Core cover
Commercial legal expenses insurance.
Business legal protect

Cover of £100,000 commercial legal expenses included with your policy subscription.

Protects you and your business against a range of issues not typically covered by professional indemnity or public liability.

IR35 & HMRC investigations

Legal matters concerning your business

Negative PR (£25,000 cover)

Criminal prosecution

Compliance & regulation issues

Unpaid invoices (over £200)

Also includes free telephone advice & help from qualified professionals.

Tax and commercial legal advice

Counselling for you and your staff

Access to a legal template library

Identity theft assistance

Included
Self employed public liability insurance.
Public liability

from +£4.76 per month

Protects your business against claims of causing an accidental injury or property damage to either your clients or a third party.

Up to £2,000,000 cover including products liability

No excess

Expert legal team

A+ specialist insurers

Covers claims against your client caused by your business

Business equipment insurance.
Electronic business equipment

from +£9.24 per month

Pays for repair or replacement if your portable electronic equipment (and accessories) get damaged or lost.

Equipment up to £10,000 cover (£3,500 per item)

Accessories are included (£500 per item)

Hired equipment is covered

Worldwide - your devices are covered anywhere you are

Personal accident insurance.
Business owner protect

from +£10.07 per month

Reimburses your taxable business expenses while you’re recovering from a serious illness or injury.

Up to £2,000 a month

Up to 6 months following the first 30 days of illness

Any tax deductible expenses included

Receive a lump sump payout if you suffer an accident leaving you with partial or total disablement:

£5,000 lump sum

Fast customer service

Quick payout

Answer 4 questions to get an instant price.
Answer 4 questions to get a price.
The Contracting Awards 2023, winner, one to watch.
Insurance Times Awards 2023, finalist, challenger of the year.
Insurance Times Awards 2023, finalist, excellence in technology.
National Insurance Awards 2024, shortlisted, commercial lines, specialist broker of the year.
National Insurance Awards 2024, shortlisted, innovative product award.
features

Business insurance the easy way

Getting your self-employed business insurance couldn't be easier. Our monthly subscriptions are simply priced and flexible enough to expand or contract whenever you need, and there are no hidden surprises.

A stopwatch.
Answer 4 questions

Our questions are super quick and right to the point.

A man getting a suit tailored.
Tailor your cover

You can choose your insurance limits and add more covers as needed.

Buy online 24 hours.
Buy online

Get your insurance online, anytime you like.

Insurance certificate.
Instant documents

Insurance certificates are immediately downloadable.

A happy man paying no fees.
No fees

We don't charge additional policy fees, APR or charges.

Map of UK.
UK call centre

Get help when you need it from our Bristol based team.

Holiday umbrella.
Holiday mode

Pay less when not working by hibernating your PI cover.

A man doing yoga.
Easy to cancel

Relax knowing cancellation is easy with no more to pay.

Claims

If you need to make a claim

With Suited, claims are straightforward. We have a team of experience claims managers to help you. Full details for how to claim against your insurance is available when you log into your account.

More details and contact numbers can be found on the make a claim page. If you have any questions, don't hesitate to call.

A woman with a broken arm.
We are approved by the FCA and work with A+ rated insurers
FAQs

Common questions

What is subscription business insurance?

Subscription business insurance is like Netflix - turn it on when you need it, turn it off when you don't. Suited offers monthly subscriptions, saving you from buying an annual policy you may not need.

I need business insurance for a year. Is subscription a good option?

Yes, Suited insurance offers coverage for as long as you need it. After activating your subscription, we'll remind you annually of your policy status. There's no renewal required, and you can let it continue if there are no changes.

Does monthly business insurance cost more?

No, Suited insurance is very well priced compared to similar insurance products. We strive for our monthly subscription to be as cheap as our competitor's annual prices over the same period.

I can’t find my profession on the list. Can I still get a quote?

Suited insures many different self-employed professions. If you can't find what you do on our list, contact us on chat or give us a call; we still may be able to help.

Does Suited insure students or trainees?

Yes, Suited does insure students and trainees. Simply select the profession you are training for, then choose an earnings estimate - use 'Up to £50,000' if you are not earning money yet - and continue with your quote.

What payment methods do you accept?

Suited takes payment securely via Stripe, and we accept all major debit and credit cards. However, we cannot take payment via direct debit.

What are you waiting for?

We will get you insured in a matter of minutes, provide the peace of mind you need to focus on your work and promise to be always upfront and fair.

Self employed man.
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