Insurance for project managers

Secure project manager insurance quickly and without fuss. We're simply-priced, flexible and upfront.

Cover for past work
Low prices, no extra charges or fees
Change or cancel anytime
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Insurance for project managers.
Insurance for project managers.
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Priced in a Jiffy
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subscription model
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The problem

Contract project managers face many risks

Contract non-compliance

Most contracts you will engage with as a project manager will stipulate you must have and show proof of professional indemnity insurance.

A man in a suit walking with slumped shoulders.

IR35 enquiries and unpaid invoices

Depending if you use an umbrella company or contract directly you may be exposed to IR35 enquiries from HMRC. Regardless of how you're engaged you still could be subject to late or non-payment of invoices.

Damage to your work equipment

You are likely to use your own laptop or computer for your work, if that gets stolen or damaged could you afford the repair or replacement costs?

Accussation of causing a financial loss

An unhappy client may allege your management services ended up costing them money which they now want to recover from you.

Your need project managers insurance that gives contract compliance, offers run off cover and has competent legal defence in the event of a claim.

the suited way
Insurance simplified

Our mission is to see small business insurance done fast, clear, upfront and painless.  

4 step quote

Save time by getting a price after four questions.

Buy online

Get insured anytime. Manage cover from your DIY portal.

Top insurers

Sleep well knowing your cover is backed by trusted UK insurers.

Pay as you go

Keep money in your pocket. Pay monthly, no APR or fees.

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Holiday mode

Pay less when not working by hibernating your PI cover.

UK call centre

Get help when you need it from our Bristol based team.

covers to consider

What insurance do project manages need?

Choosing the right insurance for you depends on the size and nature of your business. Key insurance covers project managers should consider include:

Professional indemnity

Provides you with legal defence against claims of professional mistake, causing a financial loss or failing to deliver contractual obligations.

Business legal protect

Pays legal costs & expenses including appeal costs if you or your business face a legal threat or an HMRC/IR35 enquiry.

Electronic business equipment

Pay for repair or replacement of your portable electronic equipment (and accessories) you need to do your work.

Finding the right cover

Why is professional indemnity for project managers important?

By the title of your job, as a project manager you have responsibilities and the extent will vary depending on the size of the project and its future impact on your client.

There have been numerous examples of project managers getting involved in client disputes. One of the most common ones are delays or the final capability delivered is deemed not fit for purpose.

But there are some less common accusations which can lead to legal claims as well. Such as your communication style that could upset a client or their staff. Another example is revealing sensitive information to the public or direct competition. You could face serious reputational and financial damage if a situation of this kind isn’t handled professionally.

Gantt chart.

As a project manager you juggle several balls at any given time, especially on a multi stream project. Despite doing everything right there are always unpredictable circumstances such as unexpected staff turnover or a change in a third party supply chain that can affect the outcome of your work.

Whether or not the issue is your fault may not stop a dissatisfied client coming to you for a financial remedy. You are their project manager and they will be looking to you for answers and solutions, very often at your own cost.

What is project manager professional indemnity insurance?

In essence it is a legal protection cover that comes to your aid if you face an accusation of making a professional mistake by an unhappy client who demands some kind of compensation.

If you have the good sense of protecting your business with project manager professional indemnity insurance, you will have access to legal advice and defence paid for by the insurers. You will also gain that peace of mind knowing that someone has your back and works towards a resolution to save your business reputation. And of course your bank balance will not get eroded by legal fees and compensation amounts if you become liable.

Professional indemnity insurance for project managers is widely available in the UK and the extend of cover or the price you will pay will depend on the industry in which you work. For example architects are considered a much higher risk than IT project managers.

Your industry will also determine how many questions you will have to answer during professional indemnity application and whether you will be able to buy cover online.

A woman in a suit standing with a laptop and a briefcase.
Keep in Mind

What to look for when selecting project manager professional indemnity insurance.

Price is everyone’s concern and most buyers start with that aspect. However, since professional indemnity insurance is a service, it’s important to understand who you are buying your cover from, how they do business and what will happen in the event of a claim.


The cost of insurance is the primary concern of every buyer in the UK but reviews revolving around cover changes and claims often reveal that it may not be the best strategy.

Fees and charges

Make sure you understand how easy it will be to make changes to your cover and whether it will cost you anything. Also watch for any APR if you select monthly. The interest rate should be reasonable and in proportion to your premium. Is there a policy fee?


Is it clear to you what is required of you if you find yourself in a difficult situation with a client. Who will be handling your claim, will you have to pay anything toward the legal costs, is compensation part of the deal? Make sure you understand the level of service behind the cover you select.


Can you cancel or ‘hibernate’ your cover when you are in between contacts or decided to finish? Some insurance providers make it lengthy, charge a fee and demand a month's notice. All these are extra costs that you may not want to pay.


All insurance providers have the duty to provide access to full cover documentation before you buy. Legal covers contain complex and, let’s be honest, makes for very boring reading. However, the product summary is something you should always read through as minimum. It should outline the basis of cover but also what is excluded.

Business legal protect
Included with your insurance

When you decide to protect your business with Suited we want you to get more than just insurance. That's why with every policy subscription we include Business Legal Protect. From the moment you sign up you gain access to extra support services which are all part of our price.

£100k of legal cover
  • IR35 & HMRC investigations
  • Legal matters concerning your business
  • Negative PR (£25,000 cover)
  • Criminal prosecution
  • Compliance & regulation issues
  • Unpaid invoices (over £200)
Telephone helplines
  • Free tax advice
  • Free commercial legal advice
  • Counselling for you and your staff
  • Access to a legal template library
  • Identity theft assistance

How much does insurance for project managers cost?

Price depends on many factors including business activity, the cover you choose and the level of protection (also known as the limit). With Suited you can mix and match covers and limits. Below are some cover examples, but you will be able to build your own.


Business activity

Project manager (non-construction industries)


per month


per month


per month

Professional indemnity

Our core cover, to protect you and your business if you make a mistake in the course of your work, say something wrong about a client, or are accused of being negligent and your client says it has cost them money.


Business Legal Protect

Commercial legal expenses insurance there to protect you and your business from commercial disputes, legal claims, IR35 investigations, HMRC enquiries, criminal prosecutions, negative PR and identity theft. It also offers free and confidential tax, legal and counselling assistance whenever you need it.

with professional indemnity
with professional indemnity
with professional indemnity

Electronic business equipment

Protects your business against costly repairs or replacement costs of electronic business equipment and accessories that you own or hire to do your job.

of equipment
of equipment
Get a price
Answer 4 questions then select the policies and limits you need.

Common questions

How much does professional indemnity insurance for project managers cost?

Prices usually start with a few pounds per month, depending on your industry, limit and earnings.

Does Suited professional indemnity insurance cover work of subcontractors?

Suited PI cover does cover the work of your employees and subcontractors.

Does Suited offer PI run off cover?

Yes. It is called ‘hibernation’ which means reducing your PI cover to past work only while paying less. You can also turn it back to full cover if you find yourself back at work.

Is cover for past work included in Suited project manager professional indemnity insurance?

Yes as long as you are not currently facing a possible legal claim. Whether or not you have been insured before is not a condition with Suited.

Once you buy
If your plans change

No problem, with Suited you can flex your insurance as your business evolves.

Free to amend

Save money by not paying extra to change your cover.

Easy to cancel

No longer need us? Cancel anytime, no more to pay.


Professional service and a peace of mind

My work contract requires professional indemnity insurance. Suited were quick to call back and very helpful explaining the product to me. Suited offers a trustworthy, professional service and a peace of mind.

Evie Jarecki

Suited was super efficient

Suited was easy to use, to the point, concise, I found everything I was looking for , was covered. The process was efficient and quick. Fast forms to fill in. I think the price was pretty competitive too.

Justin Leo

I was looking for business insurance…

I was looking for business insurance this easy to use and very well explained web site made the process simple and painless. Had a quote in minutes.

Piers Field
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