Life coaching insurance

Secure life coaching insurance quickly and without fuss. We're simply-priced, flexible and upfront.

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Life Coaching Insurance UK
Life Coaching Insurance UK
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Buy online
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Instant cover
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A few coins.
Pay monthly
The problem

Self-employed life coaches and mentors face many risks

Blame for a bad outcome

The expectation of success is entirely on you. Your clients may blame you if their dreams don't come through and may demand compensation.

Damage to your work equipment

If you're using a laptop or computer to store your clients' files, you depend on your work equipment. Could you afford to pay for the repair or replacement?

Client injury on your premises

If you see clients face to face at your premises, there are risks of trips or falls during a session with you.

Something you said is taken out of context

As a life coach you conduct a lot of one on one sessions. If you say something that's taken the wrong way, you may find yourself facing a legal claim.

Professional indemnity insurance for life coaches UK

You need life coach insurance that effectively protects you from accussations of costly mistakes

the suited way
Insurance made better

Self-employed insurance done fast, clear and upfront.

Life coach professional indemnity insurance
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More flexible

Make changes instantly, easily and for free.

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No extra fees

We give you one price, no APR or hidden extras.

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Go retroactive

Include retroactive cover to insure previous work.

Holiday umbrella.
Holiday mode

Pay less when not working by hibernating your PI cover.

A plus rating.
Top insurers

Be confident knowing your cover is backed by trusted UK insurers.

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UK support

Get help when you need it from our Bristol based team.

Covers to consider

How much does life coaching insurance cost?

Choosing the right insurance for you depends on the size and nature of your business. Key insurance covers life coaches should consider include:

Self employed professional indemnity insurance
Professional indemnity

from £7.41 per month

Provides you with legal defence against claims of professional mistake or negligence causing a financial loss to your clients.

Up to £2,000,000 cover

Zero excess

Dedicated legal team

A+ insurer

Competitive prices

Self employed professional indemnity insurance

Professional indemnity

from £8.63 per month

Provides you with legal defence against claims of professional mistake or negligence causing a financial loss to your clients.

Up to £2,000,000 cover

Zero excess

Dedicated legal team

A+ insurer

Competitive prices

Self employed public liability insurance.
Public liability

from +£4.76 per month

Protects your business against claims of causing an accidental injury or property damage to either your clients or a third party.

Up to £2,000,000 cover including products liability

No excess

Expert legal team

A+ specialist insurers

Covers claims against your client caused by your business

Business equipment insurance.
Electronic business equipment

from +£9.24 per month

Pays for repair or replacement if your portable electronic equipment (and accessories) get damaged or lost.

Equipment up to £10,000 cover (£3,500 per item)

Accessories are included (£500 per item)

Hired equipment is covered

Worldwide - your devices are covered anywhere you are

Personal accident insurance.
Business owner protect

from +£10.07 per month

Reimburses your taxable business expenses while you’re recovering from a serious illness or injury.

Up to £2,000 a month

Up to 6 months following the first 30 days of illness

Any tax deductible expenses included

Receive a lump sump payout if you suffer an accident leaving you with partial or total disablement:

£5,000 lump sum

Fast customer service

Quick payout

Answer 4 questions then select the policies and limits you need.
Answer 4 questions then select the policies and limits you need.
What people say
2 March
Extremely impressed

Extremely impressed with the professional and supportive service I received.

Kellie Williams
on Google
16 February
Very efficient

After shopping around for business liability cover, I found suited, I had a few questions and Jana from suited was very efficient...

on Trustpilot
14 February

The website is easy to use and the process is intuitive, clear and easy to follow.

Matt M
on Trustpilot
11 February

I was recommended Suited, because I’d been stalling. Simple to use website, offered clear, concise information and selection...

on Trustpilot
12 December

Really fantastic service by the suited insure team! Always found the insurance side to be a bit confusing but the team took me...

Michael Ryan
on Google
15 September

A simple and flexible service for what I required. Great communication from start to finish.

Matthew Allen
on Google
1 August

I was looking for business insurance this easy to use and very well explained web site made the process simple and painless. Had a quote...

Piers Field
on Trustpilot
Legal Expenses
Included as standard

With every policy subscription we also include Business Legal Protect. This means from the moment you sign up you gain immediate access to extra support services.

Commercial legal expenses insurance.
Business legal protect

Cover of £100,000 commercial legal expenses included with your policy subscription.

Protects you and your business against a range of issues not typically covered by professional indemnity or public liability.

IR35 & HMRC investigations

Legal matters concerning your business

Negative PR (£25,000 cover)

Criminal prosecution

Compliance & regulation issues

Unpaid invoices (over £200)

Also includes free telephone advice & help from qualified professionals.

Tax and commercial legal advice

Counselling for you and your staff

Access to a legal template library

Identity theft assistance

In detail

Why do you need life coaching insurance?

Your clients come to you to help them make positive changes to their lives and career. In some ways they put their life in your hands and follow your advice faithfully.

However, assisting with your clients’ life ambitions can sometimes lead to disputes. Clients don’t always recognise the part they have to play in changing their path. As a result they can decide that, if their life has taken a turn for the worse, that it's all your fault. Down to the advice and guidance you provided.

A client pursuing their claim against you represents a problem. In fact a number of problems: legal, financial and reputational.  

If your client has hired a solicitor, you’ll need to reciprocate unless you’re skilled in all matters legal. That brings us to the second issue - money. Solicitor fees start at hundreds of pounds per hour and you’ll probably need several hours of their time for the issue to be addressed properly.

In the meantime your reputation might be at risk. Angry clients are looking for ways to vent and might be posting negative reviews about you, jeopardising the future of your business. You’ll need immediate and effective damage control assistance to stop them in their tracks before the situation gets out of hand. Could you do it without help?

Professional indemnity insurance for life coaches

Life coaching insurance should consist of key covers that address the danger of professional advice going wrong and the risk arising out of face to face contact with clients and their property. You may also wish to consider protecting your business equipment.

Professional indemnity insurance for life coaches is a key cover for this profession. It protects life, career and executive coaches and mentors against professional mistakes, accusations of negligence, breach of confidentiality and more.

The price of PI insurance for life coaches is very reasonable compared to the possible costs of situations that could arise. Good PI insurance provides peace of mind that if something goes wrong, you’ll get the right assistance to help you deal with the problem professionally and financially.

In addition Suited PI cover includes a legal extension - Business Legal Protect - that gives you legal assistance in the form of several dedicated telephone helplines to discuss tax, business and also personal matters. The cover also pays for any legal, tax or PR assistance if you face an HMRC enquiry, commercial dispute such as an unpaid invoice by your client or a threat to your business reputation.

Public liability insurance for life coaches

As a life coach or mentor you probably see many of your client face to face at various locations. Accidents sometimes happen and can lead to injuries or property damage. Public liability is designed to shield you from claims from of this nature and pay compensation if you become liable. The cost is usually minimal compared to the average public liability claim.

Suited professional indemnity and public liability insurance is backed up by an excellent insurer and a legal team provided by a specialised law firm should you encounter a situation with your client or a member of the public.

Another useful insurance for life coaches

Most professionals these days own some business electronic equipment such as laptops used to communicate, make notes or hold client data.

If you’re working from home, be aware that your home insurance cover may not extend to your businesses items and activities. Therefore if you are receiving clients at home or rely on certain business equipment that you keep at home, ensure you have adequate insurance.

This goes for any business equipment you carry around while out seeing your clients or travelling on business.

In this section

Common questions

Do you need to be insured as a life coach?

It’s not a legal requirement but it is a sensible investment into the protection of your life coaching business.

Do life coaches need to be qualified?

If you wish to arrange insurance with Suited, you need to hold suitable professional qualifications.

Do I need to submit my qualifications to get life coaching insurance?

Suited only requires you to be qualified but you do not have to provide evidence.

I have overseas clients, will my work as life coach abroad be insured?

Suited professional indemnity is worldwide but any any contract with or a dispute in the US/Canadian jurisdiction will not be covered.

Contact us
Prefer to speak?

Call us with any questions or queries. Our Bristol based team is available from Monday to Friday and answers straightaway.

Monday-Friday, 8:30am to 5:30pm

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Once you buy
If your plans change

No problem, Suited uses a simple subscription model making it easy to walk away.

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14 day promise *

If you call to cancel within the first 2 weeks we’ll give you a full refund.

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Easy to cancel

No longer need us? Cancel anytime, no more to pay.

* 14 day promise is not available online, please speak to a member of staff. Not available if you have reported a claim.

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