Social worker insurance

Secure social work insurance quickly and without fuss. We're simply-priced, flexible and upfront.

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Professional indemnity insurance for social workers UK
Professional indemnity insurance for social workers UK
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Pay monthly
The problem

Social workers face many risks

Compensations demands for being negligent

Your clients rely on your advice and experience to make their lives better. If they feel you failed, they might feel entitled to compensation.

Claims of causing an injury

As a social worker you face potential lawsuits brought against you by clients if the assistance you provide leads to an accident.

Something you said is taken out of context

As a social worker you spend a lot of time with your clients. You may say something that's taken the wrong way and you’re facing a legal claim.

Accusations of failing duty of care

Even when you do everything you can, sometimes it is seen as not enough and you may need to answer a case of not fulfilling your duty.

Social worker insurance UK

You need social worker insurance that effectively protects you from accusations of wrongdoing

the suited way
Insurance made better

Self-employed insurance done fast, clear and upfront.

Social worker professional indemnity insurance
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More flexible

Make changes instantly, easily and for free.

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No extra fees

We give you one price, no APR or hidden extras.

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Go retroactive

Include retroactive cover to insure previous work.

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Holiday mode

Pay less when not working by hibernating your PI cover.

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Top insurers

Be confident knowing your cover is backed by trusted UK insurers.

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UK support

Get help when you need it from our Bristol based team.

Covers to consider

How much does social worker insurance cost?

Choosing the right insurance for you depends on the size and nature of your business. Key insurance social workers should consider include:

Self employed professional indemnity insurance
Professional indemnity

from £7.41 per month

Provides you with legal defence against claims of professional mistake or negligence causing a financial loss to your clients.

Up to £2,000,000 cover

Zero excess

Dedicated legal team

A+ insurer

Competitive prices

Self employed professional indemnity insurance

Professional indemnity

from £8.63 per month

Provides you with legal defence against claims of professional mistake or negligence causing a financial loss to your clients.

Up to £2,000,000 cover

Zero excess

Dedicated legal team

A+ insurer

Competitive prices

Self employed public liability insurance.
Public liability

from +£4.76 per month

Protects your business against claims of causing an accidental injury or property damage to either your clients or a third party.

Up to £2,000,000 cover including products liability

No excess

Expert legal team

A+ specialist insurers

Covers claims against your client caused by your business

Business equipment insurance.
Electronic business equipment

from +£9.24 per month

Pays for repair or replacement if your portable electronic equipment (and accessories) get damaged or lost.

Equipment up to £10,000 cover (£3,500 per item)

Accessories are included (£500 per item)

Hired equipment is covered

Worldwide - your devices are covered anywhere you are

Personal accident insurance.
Business owner protect

from +£10.07 per month

Reimburses your taxable business expenses while you’re recovering from a serious illness or injury.

Up to £2,000 a month

Up to 6 months following the first 30 days of illness

Any tax deductible expenses included

Receive a lump sump payout if you suffer an accident leaving you with partial or total disablement:

£5,000 lump sum

Fast customer service

Quick payout

Answer 4 questions then select the policies and limits you need.
Answer 4 questions then select the policies and limits you need.
What people say
2 March
Extremely impressed

Extremely impressed with the professional and supportive service I received.

Kellie Williams
on Google
16 February
Very efficient

After shopping around for business liability cover, I found suited, I had a few questions and Jana from suited was very efficient...

Chezza
on Trustpilot
14 February
Great!

The website is easy to use and the process is intuitive, clear and easy to follow.

Matt M
on Trustpilot
11 February

I was recommended Suited, because I’d been stalling. Simple to use website, offered clear, concise information and selection...

Mokolada
on Trustpilot
12 December

Really fantastic service by the suited insure team! Always found the insurance side to be a bit confusing but the team took me...

Michael Ryan
on Google
15 September

A simple and flexible service for what I required. Great communication from start to finish.

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1 August

I was looking for business insurance this easy to use and very well explained web site made the process simple and painless. Had a quote...

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on Trustpilot
Legal Expenses
Included as standard

With every policy subscription we also include Business Legal Protect. This means from the moment you sign up you gain immediate access to extra support services.

Commercial legal expenses insurance.
Business legal protect

Cover of £100,000 commercial legal expenses included with your policy subscription.

Protects you and your business against a range of issues not typically covered by professional indemnity or public liability.

IR35 & HMRC investigations

Legal matters concerning your business

Negative PR (£25,000 cover)

Criminal prosecution

Compliance & regulation issues

Unpaid invoices (over £200)

Also includes free telephone advice & help from qualified professionals.

Tax and commercial legal advice

Counselling for you and your staff

Access to a legal template library

Identity theft assistance

Included
In detail

Professional indemnity insurance for social workers

As an independent social worker, you are constantly involved in unique life situations involving a variety of people of different backgrounds who need your input to resolve a challenging issue that affects their life.

Since it is rather difficult to know what each day in your work life will bring, having some kind of backup, a peace of mind if you like, is essential. Professional indemnity insurance for social workers protects you from the many risks implicit in your work. Despite your best efforts, you may be accused of:

  • Negligence
  • Failing duty of care
  • Causing an injury
  • Providing bad advice
  • Saying the wrong thing

Why is professional indemnity insurance for social workers important?

Social work is a noble profession which is not without its risks. These risks can and do turn into threats to your reputation, bank balance and livelihood.

For an independent social worker insurance is the most important backup plan. If a client blames you for something negative that has happened to them, it can quickly evolve into a compensation claim.

As a social worker you may find funding legal assistance or paying any compensation out of your own pocket hard.

Public liability insurance for social workers

As a social worker you meet your clients face to face all the time in a range of settings. If you work independently, you are unlikely to have the chance to think about the implication of who might be at fault if an accident happens.

Public liability insurance protects you against accusations when you may have accidentally caused an injury to either your client or a third party during the course of your work. The same applies to property damage.

How does general liability insurance for social workers work?

Professional indemnity and public liability insurance are legal covers. This means that when you find yourself in a challenging situation with a client, you have someone to turn to for legal advice and help.

Professional indemnity insurance for social workers is designed to provide qualified legal assistance and representation as well as pick up any compensation if you are found liable.

You will be looked after from the moment you submit your concern all the way to the resolution.

And this is very much the case for public liability insurance as well. If someone accuses of causing them an injury or property damage during the course of your work, you have your legal team to support you and your insurers to pay their fees.

In this section
FAQs

Common questions

Do I need to have professional indemnity insurance for social workers?

It’s not a legal requirement but it is a sensible investment into the protection of your business. If you're a member of a regulatory body or work for a local authority, it might be a condition.

Is arranging social worker insurance conditional on being qualified?

If you wish to arrange insurance with Suited, you need to hold suitable professional qualifications or experience.

Do I need to submit my qualifications to get social worker insurance with Suited?

Suited only requires you to be qualified and/or experienced but you do not have to provide evidence. However, you may be asked to do so in the event of a claim.

Does Suited professional indemnity insurance for social workers include past work?

PI insurance protects you against financial claims as a result of professional mistakes while public liability defends you if you have accidentally caused an injury or property damage.

Contact us
Prefer to speak?

Call us with any questions or queries. Our Bristol based team is available from Monday to Friday and answers straightaway.

Monday-Friday, 8:30am to 5:30pm

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Once you buy
If your plans change

No problem, Suited uses a simple subscription model making it easy to walk away.

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14 day promise *

If you call to cancel within the first 2 weeks we’ll give you a full refund.

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Easy to cancel

No longer need us? Cancel anytime, no more to pay.

* 14 day promise is not available online, please speak to a member of staff. Not available if you have reported a claim.

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