Electronic business equipment insurance

Cover from +£7 / month

Up to £10,000

Accessories included

Hired equipment included

Repairs and replacements arranged by us or you

Unlimited worldwide cover

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In detail

What is electronic business equipment insurance?

Suited electronic business equipment, as the name suggests, protects any mains or battery powered items. The range goes beyond laptops or computers.

Suited covers all specialist electronic equipment—laser measuring devices used by interior designers, flashguns needed by photographers, GoPro relied on by videographers, blood pressure monitors increasingly necessary for personal trainers—and much more.

What does electronic business equipment insurance cover?

Suited electronic business equipment cover works on a repair and replacement cost basis following a case of physical damage or theft.

These are only a few examples what could be covered by Suited business electronic equipment insurance:

DJ mixers
Fitness devices
Gym technology
VR sets
3D printers
and much more...

Who needs electronic business equipment insurance?

Any self employed professional who would find it difficult to cover the cost of an expensive repair or a replacement might like to consider this cover.

This is particularly true if the electronic equipment you use is on a lease. In this situation you need to ask yourself whether you would be able to afford to buy a replacement while still keeping up with repayments on the lost item.

Lots of non manual professions are based online these days. Take a bookkeeper or an accountant as example. Without continuous access to a computer or laptop, they may struggle to keep on top of their work schedule if they have to take time to think about how to finance the repair or replacement.

How much electronic business equipment insurance do I need?

You should consider the total value of your essential business equipment, where it’s stored and the possibility of losing it all during an unfortunate event.

This includes while being on the move. You may not be worried about your equipment when in the safety of your home or office but what about you go away?

You probably take some of your equipment with you. Look at what the total value is. If you bag got stolen or suffered a bad damage by the airport staff, how much would it cost you to replace the kit?

Suited covers your equipment and accessories worldwide for an unlimited amount of time.
In this section
Review the policy

Before purchasing any insurance product, you should always view the policy documents. Understand what's covered, excluded and the claims conditions.

Electronic Business Equipment
Policy Wording
Prices start from
£7 / month

Suited electronic business equipment insurance is available as an add-on to Suited professional indemnity. Limits start at £2,500 and price depends on the limit selected.

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What people say
2 March
Extremely impressed

Extremely impressed with the professional and supportive service I received.

Kellie Williams
on Google
16 February
Very efficient

After shopping around for business liability cover, I found suited, I had a few questions and Jana from suited was very efficient...

on Trustpilot
14 February

The website is easy to use and the process is intuitive, clear and easy to follow.

Matt M
on Trustpilot
11 February

I was recommended Suited, because I’d been stalling. Simple to use website, offered clear, concise information and selection...

on Trustpilot
12 December

Really fantastic service by the suited insure team! Always found the insurance side to be a bit confusing but the team took me...

Michael Ryan
on Google
15 September

A simple and flexible service for what I required. Great communication from start to finish.

Matthew Allen
on Google
1 August

I was looking for business insurance this easy to use and very well explained web site made the process simple and painless. Had a quote...

Piers Field
on Trustpilot
Legal Expenses
Included as standard

With every policy subscription we also include Business Legal Protect. This means from the moment you sign up you gain immediate access to extra support services.

Commercial legal expenses insurance.
Business legal protect

Cover of £100,000 commercial legal expenses included with your policy subscription.

Protects you and your business against a range of issues not typically covered by professional indemnity or public liability.

IR35 & HMRC investigations

Legal matters concerning your business

Negative PR (£25,000 cover)

Criminal prosecution

Compliance & regulation issues

Unpaid invoices (over £200)

Also includes free telephone advice & help from qualified professionals.

Tax and commercial legal advice

Counselling for you and your staff

Access to a legal template library

Identity theft assistance


Common questions

Where does Suited electronic business equipment cover my items?

At home, in the office, while travelling anywhere in the world.

What is the excess under Suited electronic business equipment cover?

You’ll pay the first £250 of every claim you make.

How does Suited electronic business equipment cover work?

Where your equipment has suffered a repairable damage, we’ll ask you to send it to us and we’ll get it fixed for you. If you’ve lost a piece of equipment, you’ll need to provide some kind of proof and we’ll either arrange a replacement or pay you the cost.

What does Suited electronic business equipment cover?

Your equipment will be insured against physical damage and theft.

How quickly does Suited pay claims?

Where you’ve given us all the right information, we can arrange a repair or replacement within days.

From our magazine
the suited way
Insurance made better

Small business insurance done fast, clear and upfront.

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More flexible

Make changes instantly, easily and for free.

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We give you one price, no APR or hidden extras.

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Include retroactive cover to insure previous work.

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Be confident knowing your cover is backed by trusted UK insurers.

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UK support

Get help when you need it from our Bristol based team.

Once you buy
If your plans change

No problem, Suited uses a simple subscription model making it easy to walk away.

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14 day promise *

If you call to cancel within the first 2 weeks we’ll give you a full refund.

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Easy to cancel

No longer need us? Cancel anytime, no more to pay.

* 14 day promise is not available online, please speak to a member of staff. Not available if you have reported a claim.

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The fast and hassle free way to get business insurance for small professional outfits.

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