Dog trainer insurance

Secure dog training business insurance quickly and without fuss. We're simply-priced, flexible and upfront.

Rating: 4.8 - 24 reviews
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Dog trainer insurance UK
Dog trainer insurance UK
Dog trainer insurance UK
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Covers to consider

What is dog trainer insurance?

Dog trainers insurance isn’t a single product. It is a combination of covers designed to meet the specific needs of your particular dog training business.

Dog trainers provide expertise and work with other people’s much loved dogs. That is why professional indemnity and public liability insurance is essential. Commercial legal expenses could be another useful cover dog training businesses.

Self employed professional indemnity insurance
Professional indemnity

from £7.67 per month

Provides you with legal defence against claims of professional mistake or negligence causing a financial loss to your clients.

Up to £2,000,000 cover

Zero excess

Dedicated legal team

A+ insurer

Competitive prices

Core cover
Self employed professional indemnity insurance

Professional indemnity

from £8.89 per month

Provides you with legal defence against claims of professional mistake or negligence causing a financial loss to your clients.

Up to £2,000,000 cover

Zero excess

Dedicated legal team

A+ insurer

Competitive prices

Core cover
Commercial legal expenses insurance.
Business legal protect

Cover of £100,000 commercial legal expenses included with your policy subscription.

Protects you and your business against a range of issues not typically covered by professional indemnity or public liability.

IR35 & HMRC investigations

Legal matters concerning your business

Negative PR (£25,000 cover)

Criminal prosecution

Compliance & regulation issues

Unpaid invoices (over £200)

Also includes free telephone advice & help from qualified professionals.

Tax and commercial legal advice

Counselling for you and your staff

Access to a legal template library

Identity theft assistance

Self employed public liability insurance.
Public liability

from +£4.76 per month

Protects your business against claims of causing an accidental injury or property damage to either your clients or a third party.

Up to £2,000,000 cover including products liability

No excess

Expert legal team

A+ specialist insurers

Covers claims against your client caused by your business

Business equipment insurance.
Electronic business equipment

from +£7.00 per month

Pays for repair or replacement if your portable electronic equipment (and accessories) get damaged or lost.

Equipment up to £10,000 cover (£3,500 per item)

Accessories are included (£500 per item)

Hired equipment is covered

Worldwide - your devices are covered anywhere you are

Personal accident insurance.
Business owner protect

from +£10.07 per month

Reimburses your taxable business expenses while you’re recovering from a serious illness or injury.

Up to £2,000 a month

Up to 6 months following the first 30 days of illness

Any tax deductible expenses included

Receive a lump sump payout if you suffer an accident leaving you with partial or total disablement:

£5,000 lump sum

Fast customer service

Quick payout

Answer 4 questions then select the policies and limits you need.
Answer 4 questions then select the policies and limits you need.
What people say
2 March
Extremely impressed

Extremely impressed with the professional and supportive service I received.

Kellie Williams
on Google
16 February
Very efficient

After shopping around for business liability cover, I found suited, I had a few questions and Jana from suited was very efficient...

on Trustpilot
14 February

The website is easy to use and the process is intuitive, clear and easy to follow.

Matt M
on Trustpilot
11 February

I was recommended Suited, because I’d been stalling. Simple to use website, offered clear, concise information and selection...

on Trustpilot
12 December

Really fantastic service by the suited insure team! Always found the insurance side to be a bit confusing but the team took me...

Michael Ryan
on Google
15 September

A simple and flexible service for what I required. Great communication from start to finish.

Matthew Allen
on Google
1 August

I was looking for business insurance this easy to use and very well explained web site made the process simple and painless. Had a quote...

Piers Field
on Trustpilot
In detail

Why do dog trainers need insurance?

As a dog trainer, your clients trust you with their much-loved fur babies. Naturally, you will want to make sure you do the upmost to ensure the safety of your clients, their pets, and your business. That's why having the best insurance for dog trainers is crucial, and important to get right.

Causing an injury to a person or dog

While providing dog training services, accidents can happen. Perhaps a dog bites another client or sustains an accidental injury during a training session. The potential for injuries is a real risk and concern. 

Causing Property Damage

As much as we love our furry friends, dogs can be unpredictable, and property damage can occur during training sessions. An unruly dog jumps in the road and a car has to swerve to avoid the collision. The consequent damage could be laid at your feet.

Commercial disputes

As a dog trainer you often work at public spaces such as parks. You may find yourself at legal odds with a local authority over the usage of public spaces when you carry out your work.

Dissatisfied customers

Despite your best efforts, some clients may express dissatisfaction with the dog training services you provide. They might accuse you of using inappropriate training methods or not making a difference. In return they might attempt to sue for compensation.

Professional indemnity insurance for dog trainers

As a professional dog trainer, you know what makes our canine friends tick, how to bring out their best and discourage undesirable behaviour. But you’ll also know that no two dogs are the same - and nor are their owners. That’s why protecting yourself from potentially tricky situations when something goes wrong is a crucial step when it comes to starting a business. 

Professional indemnity insurance for dog trainers is uniquely designed to protect the specific risks you’ll face. It covers legal costs and damages if a client makes a money claim against you because your training methods or practice has brought no results, caused upset or led to property damage.

Professional indemnity insurance will make sure that if you do receive that dreaded letter from your client’s solicitor, your finances stay protected and you have somewhere to turn for advice and legal representation.

What does dog training professional indemnity insurance cover?

Professional indemnity insurance covers a variety of legal scenarios stemming from accusations that what you did as a dog trainer was professionally wrong.

Cover includes:

  • Failing your duty of care
  • Causing harm
  • Giving the wrong advice or recommendation
  • Being negligent

For example you may be asked to compensate because:

  • They believe you treated their dog inappropriately
  • The advice you gave led to more problems resulting in an injury or property
  • Your services have made no difference or made behaviour worse

Switching your professional indemnity insurance

Typically, in the UK, if you cancel a professional indemnity policy, you can no longer claim against it.

Therefore, if you switch your dog trainer insurance provider, be sure your new policy covers your past work; this is called “retroactive cover”.

Should I keep professional indemnity insurance if I pause my dog training activities?

It’s wise to keep your professional indemnity if you’re taking a break or retiring from dog training. Claims against professional misconduct can surface months or years after you delivered the work.

Remember: If you cancel your policy, your insurance coverage will end, including coverage for any previous work.

How long you keep your cover in place is up to you. Consider the type of dog training you did and the likelihood that a client might bring a claim against you. 

Public liability insurance for dog trainers

Every dog trainer needs public liability insurance. It provides legal protection against claims of causing bodily injury or property damage that may arise during your training sessions. 

Public liability insurance for dog trainers will pay for legal defence and compensation if you are found liable.

What does public liability insurance for dog trainers cover?

If a client visits your premises and sustains an injury, you could be found responsible. If you provide do trainers services at someone’s home or other premises, there’s always the risk that you could cause damage during your visit.

Cover includes:

  • accidental injury or death
  • accidental property damage

For example: 

  • A dog you’re in charge of jumps in front of a cyclist or a car which leads to an injury or property damage 
  • A dog you’re in charge of attacks another dog or person.

Other insurance dog trainers buy

The additional insurance requirements for dog trainers vary based on individual circumstances. Consider if you have the financial means to handle a legal dispute, if negative public relations could harm your business, and if you are prepared for a potential financial investigation by HMRC.

Commercial legal expenses

Most commercial legal expenses insurance will protect dog trainers against various tax and legal issues you may encounter due to your profession, which are not covered by professional indemnity or public liability.

At Suited, we combined £100,000 of commercial legal expenses insurance with helplines and other tools to better assist dog trainers in dealing with these issues. We call this Business Legal Protect, and it’s part of your subscription.

Business Legal Protect provides qualified advice and assistance with:

  • Legal and tax matters concerning your business
  • Criminal prosecution
  • Commercial disputes
  • Unpaid invoices (over £200)

For example:

  • HMRC investigates your tax affairs
  • You are facing a dispute with a local authority or property owner 
  • You need legal help chasing a significant unpaid invoice
  • You’re being taken to court for breach of contract

Shopping for dog trainer liability insurance

Whether or not you decide to use Suited for your dog trainer insurance, it’s worth keeping the following in mind:

Cheap dog trainer insurance

When selecting dog trainer insurance, it's essential to keep in mind that the cost shouldn't be the sole determining factor. It's also critical to verify the provider's availability. At Suited, we take pride in our prompt responses to inquiries and provide numerous means of contacting us.

The reputation of the insurer is important

Insurance needs to be there when you need it most. The payout reputation of an insurer is essential. Suited uses financially sound insurers with an A+ rating.

Many providers charge fees to amend or cancel

Low initial prices often hide additional charges to pay monthly, amend or cancel your policy. At Suited, we charge no extra fees, and you can cancel anytime with no more to pay.

Some policy wordings are restrictive or have a high excess

Some providers will offer attractive prices, but it is at the expense of cover given. Suited professional indemnity and public liability have £0 excess.

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Suited awards.

Common questions

How much does dog training insurance cost?

The cost of dog trainer insurance varies depending on several factors, including the size of your business, the coverage limits you choose, and your location. You will want to consider both public liability insurance and professional indemnity insurance. Generally, the best UK insurance for dog trainers starts at around £100 per year. However, it's important to consult with insurance providers to get accurate quotes tailored to your specific needs.

Do I need public liability insurance as a dog trainer?

Yes, public liability insurance for dog trainers is essential. It provides coverage for third-party bodily injury or property damage claims that may arise during your training sessions. This insurance protects you from financial liabilities from accidents or injuries involving your clients or their property.

How can I find the best insurance for dog trainers?

To find the best insurance for dog trainers, it's important that you consider your specific needs and compare quotes from a solid range of reputable insurance providers. You should look for policies that offer comprehensive coverage for public liability insurance, professional indemnity insurance, property damage, and loss of income. Consider the provider's reputation, customer service, and claims handling process.

Is dog trainer liability insurance only for established businesses?

No, dog trainer liability insurance is essential whether you have an established business or are starting out. Incidents and accidents can happen at any time, and public liability insurance will protect you regardless of how established your business might be. Insurance from the beginning helps you maintain professionalism and trust with your clients, giving your dog training business a competitive edge.

Answer 4 questions then select the policies and limits you need.
Answer 4 questions then select the policies and limits you need.
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Insurance for dog trainers UK
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We give you one price, no APR or hidden extras.

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Go retroactive

Include retroactive cover to insure previous work.

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Holiday mode

Pay less when not working by hibernating your PI cover.

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Be confident knowing your cover is backed by trusted UK insurers.

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Get help when you need it from our Bristol based team.

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Call us with any questions or queries. Our Bristol based team is available from Monday to Friday and answers straightaway.

Monday-Friday, 8:30am to 5:30pm

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If your plans change

No problem, Suited uses a simple subscription model making it easy to walk away.

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14 day promise *

If you call to cancel within the first 2 weeks we’ll give you a full refund.

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Easy to cancel

No longer need us? Cancel anytime, no more to pay.

* 14 day promise is not available online, please speak to a member of staff. Not available if you have reported a claim.

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