Small business insurance just got easier

Small business insurance is a flexible package of covers designed to protect your business from the specific risks you face—from liability claims and property damage to employee and legal issues. Suited supports professionals and tradespeople across a wide range of sectors, from solo operators to small teams. You can tailor your policy to suit your needs—whether you're after cheap business insurance or a more comprehensive level of protection.

Liability claims – Every business, from sole traders to small teams of professionals and tradespeople, faces liability risks. Claims for injury, property damage, or financial loss can arise from clients, employees, or members of the public.
Damage or loss to business premises and equipment – Whether you're a mobile tradesperson with essential tools or a professional working from an office with specialist equipment, the cost of repair or replacement can be significant without insurance.
Contract disputes and unpaid invoices – If you work under contract, there’s always a risk of disagreements. Clients might request refunds, demand additional work at no charge, or delay payment—insurance can help with the legal costs and losses.
Loss of key personnel – If you or a key employee become seriously ill and can’t work, it may disrupt your operations. Certain insurance products offer financial support to help you stay afloat during such times.

The cover you need depends on your industry, business size, and the risks you face. Whether you're a tradesman, consultant, or run a small team, liability insurance is often essential—it protects against claims for injury or damage caused to others. You might also need professional indemnity, employers’ liability, or business property insurance, depending on how you work. Fortunately, business insurance can now be tailored to suit the needs of both professionals and tradespeople alike.

The cost of small business insurance varies depending on your industry, the level of cover required, and your business size. Suited offers affordable business insurance with flexible options, so you only pay for the cover you need. Get business insurance quotes quickly and easily online.

Liability insurance for small businesses isn’t always compulsory (other than employers’ liability if you employ staff) but it is strongly recommended to protect you against claims made by customers or third parties. Some industries or contracts may require it. Suited makes it easy to get business insurance with the right liability cover for your needs.

Public liability insurance for small businesses isn’t a legal requirement but it can be required by a contract, especially if you interact with clients or the public. It protects you from costly claims for injury or property damage. Suited’s affordable business insurance options include public liability to ensure you’re covered.