What is pest control insurance?
Insurance for pest control is designed to cover professionals in the industry against the everyday risks of their work.
Whether you’re handling pesticides, working in commercial or residential spaces, or dealing with specialist vermin removal, pest control insurance coverage ensures that if something goes wrong, your business isn’t left footing the bill.
Pest control liability insurance
Even with the best training and careful handling of chemicals, accidents can happen. Pest control liability insurance covers claims related to injuries, property damage, and professional errors, ensuring you have financial protection if a client or third party takes legal action.
Pest control public liability insurance
Your work often takes you into client homes, businesses, and other private spaces. If a customer, supplier, or member of the public is injured due to your work or you accidentally cause damage to their property, pest control public liability insurance helps cover legal fees and compensation claims.
Pest control professional indemnity insurance
If a client claims that your advice or service caused them financial loss—such as a failed pest treatment leading to more damage—pest control professional indemnity insurance can help cover legal costs and potential compensation.
Other pest control business insurance covers
While liability insurance is crucial, there are additional covers that can further protect your pest control business. From safeguarding your employees to ensuring your equipment is covered, these extra policies help keep your operations running smoothly even when unexpected issues arise.
Employers liability insurance
If you have employees, apprentices, or subcontractors, employers' liability insurance is a legal requirement. It protects your business if a worker is injured or falls ill due to their job, covering compensation claims and legal costs.
Tools insurance
Your equipment is vital for your work. Tools insurance covers theft, loss, or accidental damage to essential gear, from fumigation machines to traps and sprayers, keeping you operational with minimal downtime.
Commercial legal expenses
From contract disputes to unpaid invoices, running a business comes with legal risks. Commercial legal expenses insurance helps cover legal costs, ensuring you can handle disputes without financial strain.
