Holistic therapist insurance

Secure holistic therapist insurance quickly and without fuss. We're simply priced, flexible and upfront.

Rating: 4.8–36 reviews
Answer 4 questions to get an instant price.
Answer 4 questions to get a price.
Insurance for holistic therapists UK
Insurance for holistic therapists UK
Insurance for holistic therapists UK
A stopwatch.
Quickly priced
Buy online 24 hours.
Buy online
A man going fast.
Instant cover
Top insurers
A few coins.
Pay monthly
Covers to consider

What is holistic therapy insurance?

Insurance for holistic therapists often comprises multiple coverages designed to meet the diverse needs of practitioners. Since holistic therapists work closely with clients, public liability insurance is usually the first type of coverage they purchase. Additionally, professional indemnity insurance is essential to protect against claims related to the advice and treatments provided.

How much does holistic therapy insurance cost?

The minimum cost of professional indemnity insurance for holistic therapists is £7.67 per month. However, this price will increase as your level of coverage increases.

Self employed professional indemnity insurance
Professional indemnity

from £7.67 per month

Provides you with legal defence against claims of professional mistake or negligence causing a financial loss to your clients.

Up to £2,000,000 cover

Zero excess

Dedicated legal team

A+ insurer

Competitive prices

Core cover
Self employed professional indemnity insurance

Professional indemnity

from £8.89 per month

Provides you with legal defence against claims of professional mistake or negligence causing a financial loss to your clients.

Up to £2,000,000 cover

Zero excess

Dedicated legal team

A+ insurer

Competitive prices

Core cover
Self employed professional indemnity insurance

Professional indemnity

from £9.54 per month

Provides you with legal defence against claims of professional mistake or negligence causing a financial loss to your clients.

Up to £2,000,000 cover

Zero excess

Dedicated legal team

A+ insurer

Competitive prices

Core cover
Self employed professional indemnity insurance

Professional indemnity

from £20.41 per month

Provides you with legal defence against claims of professional mistake or negligence causing a financial loss to your clients.

Up to £2,000,000 cover

Zero excess

Dedicated legal team

A+ insurer

Competitive prices

Core cover
Self employed professional indemnity insurance

Professional indemnity

from £22.78 per month

Provides you with legal defence against claims of professional mistake or negligence causing a financial loss to your clients.

Up to £2,000,000 cover

Zero excess

Dedicated legal team

A+ insurer

Competitive prices

Core cover
Commercial legal expenses insurance.
Business legal protect

Cover of £100,000 commercial legal expenses included with your policy subscription.

Protects you and your business against a range of issues not typically covered by professional indemnity or public liability.

IR35 & HMRC investigations

Legal matters concerning your business

Negative PR (£25,000 cover)

Criminal prosecution

Compliance & regulation issues

Unpaid invoices (over £200)

Also includes free telephone advice & help from qualified professionals.

Tax and commercial legal advice

Counselling for you and your staff

Access to a legal template library

Identity theft assistance

Included
Self employed public liability insurance.
Public liability

from +£4.76 per month

Protects your business against claims of causing an accidental injury or property damage to either your clients or a third party.

Up to £2,000,000 cover including products liability

No excess

Expert legal team

A+ specialist insurers

Covers claims against your client caused by your business

Business equipment insurance.
Electronic business equipment

from +£7.00 per month

Pays for repair or replacement if your portable electronic equipment (and accessories) get damaged or lost.

Equipment up to £10,000 cover (£3,500 per item)

Accessories are included (£500 per item)

Hired equipment is covered

Worldwide - your devices are covered anywhere you are

Personal accident insurance.
Business owner protect

from +£10.07 per month

Reimburses your taxable business expenses while you’re recovering from a serious illness or injury.

Up to £2,000 a month

Up to 6 months following the first 30 days of illness

Any tax deductible expenses included

Receive a lump sump payout if you suffer an accident leaving you with partial or total disablement:

£5,000 lump sum

Fast customer service

Quick payout

Answer 4 questions then select the policies and limits you need.
Answer 4 questions then select the policies and limits you need.
What people say
2 March
Extremely impressed

Extremely impressed with the professional and supportive service I received.

Kellie Williams
on Google
16 February
Very efficient

After shopping around for business liability cover, I found suited, I had a few questions and Jana from suited was very efficient...

Chezza
on Trustpilot
14 February
Great!

The website is easy to use and the process is intuitive, clear and easy to follow.

Matt M
on Trustpilot
11 February

I was recommended Suited, because I’d been stalling. Simple to use website, offered clear, concise information and selection...

Mokolada
on Trustpilot
12 December

Really fantastic service by the suited insure team! Always found the insurance side to be a bit confusing but the team took me...

Michael Ryan
on Google
15 September

A simple and flexible service for what I required. Great communication from start to finish.

Matthew Allen
on Google
1 August

I was looking for business insurance this easy to use and very well explained web site made the process simple and painless. Had a quote...

Piers Field
on Trustpilot
In detail

Why do holistic therapists need insurance?

Holistic therapists face various risks, including accusations of causing injury, property damage, or professional misconduct. Here's why insurance is crucial:

Claims of causing harm

A client might claim your therapy caused an injury or didn't provide the expected benefits, leading to financial demands.

Accidental client injury

Incidents like clients falling off a table or tripping over equipment can result in compensation claims.

Accusations of inappropriate conduct

Close physical contact during treatments might lead to misunderstandings or accusations.

Failure in duty of care

Overlooking a client’s medical condition could result in providing inappropriate treatment.

Professional indemnity (treatment liability) insurance for holistic therapists

Professional indemnity insurance, otherwise known as treatment liability insurance, is a key cover for holistic therapists. Your job is to make your clients feel better which requires treatment and advice. Both can lead to a potential claim against you.

What does holistic therapy professional indemnity Insurance cover?

Professional indemnity insurance protects holistic therapists from claims or accusations of wrongdoing related to their professional advice. Coverage includes:

Cover includes:

  • Failing your duty of care
  • Making a mistake
  • Acting negligently
  • Giving the wrong advice or recommendation

For example, you may be facing financial demands from a client because:

  • Your treatment caused a health issue
  • Your advice made an existing issue worse
  • Your client blames you for the side effects of the therapy received

Switching your professional indemnity insurance

When switching your professional indemnity policy, ensure your past work is covered by obtaining retroactive cover. Without it, you cannot make claims against your previous policy.

Maintaining professional indemnity insurance if you pause or stop your holistic therapy activities

It's prudent to maintain professional indemnity insurance even if you stop your holistic therapy practice, as claims can arise long after the treatment. Decide how long to keep your coverage based on the nature of your work and the likelihood of potential claims.

Public liability insurance for holistic therapists

Holistic therapists meet members of the public and are in constant physical contact with clients; this means there is always a risk of accidents.

What does holistic therapy public liability insurance cover?

Public liability insurance covers risks associated with face-to-face interactions with clients.

Cover includes:

  • accidental injury or death
  • accidental property damage

For example:

  • A client who visits your premises gets injured in a slip or fall and is demanding that you pay compensation.
  • During your visit to a client's home, an accident occurs and you’re blamed for the consequences which could be property damage or an injury.

Tips for holistic therapists

Having both public liability and professional indemnity insurance offers peace of mind, but you can further protect yourself by:

  • Thorough client assessment: Before treating a client, gather detailed information about their health, allergies, and reasons for seeking therapy.
  • Clear communication: Document and explain your treatment plan and its limitations to ensure the client’s understanding and consent.
  • Ongoing client feedback: Regularly check in with your client during the session to ensure comfort and avoid causing pain.
  • Professional judgement: Trust your instincts. If a client’s needs exceed your expertise, refer them elsewhere rather than risk inadequate treatment.

By securing the right insurance and following these best practices, you can safeguard your holistic & alternative therapy practice against potential risks and claims.

Shopping for holistic therapist insurance

Whether or not you decide to use Suited holistic therapist insurance to protect your business, it’s worth keeping the following in mind:

Cheap holistic therapist insurance

While a competitive price is always welcome when buying insurance for holistic therapists, don't choose a product just because it's cheap. When the price is too low, you'll need to take extra care to read the small print, especially what is excluded and what would happen if you had a claim.

The insurer's reputation is important

Insurance needs to be there when you need it most. The payout reputation of an insurer is essential. Suited uses financially sound insurers with an A+ rating.

Many providers charge fees to amend or cancel

Low initial prices often hide additional charges to pay monthly, amend or cancel your policy. At Suited, we charge no extra fees, and you can cancel anytime with no more to pay.

Some policy wordings are restrictive or have a high excess

Some providers will offer attractive prices, but it is at the expense of cover given. Suited professional indemnity and public liability have £0 excess.

In this section
Suited awards.
FAQs

Common questions

I am a mobile holistic therapist. Am I covered everywhere with Suited insurance?

Yes, your Suited policy covers you wherever you carry out your work.

What types of treatments are covered by Suited holistic therapy insurance?

Suited covers treatments for which you have adequate training and experience and which are not skin penetrating.

Do I need to be formally qualified?

Suited expects holistic therapists to be adequately qualified/trained in any therapy they offer.

I am a student, can I get insured with Suited?

Yes, but you must be in formal training with a recognised accredited organisation.

Answer 4 questions then select the policies and limits you need.
Answer 4 questions then select the policies and limits you need.
the suited way

Insurance made better

Self-employed insurance done fast, clear and upfront.

Holistic therapy insurance UK
A woman doing yoga.
More flexible

Make changes instantly, easily and for free.

A happy man paying no fees.
No extra fees

We give you one price, no APR or hidden extras.

A man in retro clothes.
Go retroactive

Include retroactive cover to insure previous work.

Holiday umbrella.
Holiday mode

Pay less when not working by hibernating your PI cover.

A plus rating.
Top insurers

Be confident knowing your cover is backed by trusted UK insurers.

Map of UK.
UK support

Get help when you need it from our Bristol based team.

Contact us
Prefer to speak?

Call us with any questions or queries. Our Bristol based team is available from Monday to Friday and answers straightaway.

Monday—Friday, 8:30am to 5:30pm

A woman in a suit standing talking on the phone an carrying a cup of coffee.
Once you buy
If your plans change

No problem, Suited uses a simple subscription model making it easy to walk away.

14 day promise stamp.
14 day promise *

If you call to cancel within the first 2 weeks we’ll give you a full refund.

A woman next to a  man jumping.
Easy to cancel

No longer need us? Cancel anytime, no more to pay.

* 14 day promise is not available online, please speak to a member of staff. Not available if you have reported a claim.

Articles for
Holistic therapists
Ready to get started?

The fast and hassle free way to get business insurance for small professional outfits.

Answer 4 questions to get an instant price.
Answer 4 questions to get a price.
Insurance times awards 2023 finalist.

Cookies

When you visit our website, cookies are placed on your computer, mobile phone or tablet. Their purpose is to help us improve the site experience, detect potential problems and assist our marketing efforts. You can customise your consent for each cookie. We take privacy seriously, here's how.