Public liability insurance for window cleaners

One misstep on a ladder or an unfortunate slip on a wet pavement, and suddenly, you're the star of a claim you never wanted. That’s where public liability insurance for window cleaners comes in. It’s your safety net, protecting you when accidents happen—because let’s be honest, window washing isn’t all sunshine and sparkling glass.

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What is window cleaning insurance?

Window cleaning business insurance is designed to cover the unique risks faced by professional window cleaners. Whether you work with a squeegee in hand at ground level or scale dizzying heights with water-fed poles, having the right insurance means you’re protected from costly mishaps.

What is included in window cleaning insurance?

A window cleaning liability insurance policy typically includes:

Window cleaning liability insurance

Your job involves working at heights, using ladders, and sometimes carrying heavy equipment—none of which mix well with an unexpected accident. Window cleaning liability insurance ensures that if something does go wrong, your business isn’t left covering hefty compensation costs.

Do window cleaning businesses need liability insurance?

Window cleaners benefit from public liability insurance because they work in public spaces and often at height. There are some risks associated with those activities. Employers’ liability insurance is required by law if you have anyone working with you who falls under the legal definition of an employee. 

Many clients, domestic or commercial, won’t even hire you without proof of public liability insurance for window cleaning. It’s not just about protection—it’s about securing jobs, too.

Public liability insurance for window cleaning

Window cleaning public liability is arguably the most important cover in your policy. It protects against third-party claims for injury or property damage. A rogue gust of wind knocks your ladder over onto a client’s car? Covered. A pedestrian slips on water from your cleaning bucket? Also covered.

What does public liability insurance cover?

  • Injuries to third parties – If someone trips over your equipment and takes a tumble.
  • Property damage – If you accidentally shatter a window instead of cleaning it.
  • Legal fees – If a claim is made against you, public liability helps cover court costs.

How does public liability insurance work?

If a claim is made against you, your window washing insurance steps in to cover compensation costs, legal expenses, and repairs. Instead of paying out of pocket, your insurer handles the financial burden—so you can keep your focus on keeping windows streak-free.

What else to include with window cleaning business insurance?

Tools and business equipment insurance

Your tools are your livelihood—without them, work grinds to a halt. Whether it’s a high-reach pole system, squeegees, or specialist cleaning solutions, tools and business equipment cover protect against theft, loss, or accidental damage, ensuring you can get back to work without unnecessary delays.

Employers liability insurance

If you have employees, apprentices, or even freelancers helping you out, employers liability insurance is a legal requirement. It protects your business if a worker gets injured or falls ill due to their job.

Commercial legal expenses

Running a business means dealing with the occasional legal headache. Commercial legal expenses cover can help with:

  • Unpaid invoices – Because clients sometimes “forget” to pay.
  • Trespassing disputes – If you need to access certain areas for work and find yourself facing a legal dispute.
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How long does it take to get window cleaning insurance?

Suited offers cover online in minutes, instantly providing the protection you need—no lengthy paperwork or waiting around.

Do window cleaning businesses need public liability insurance?

Working with glass is risky—one slip-up and you could be dealing with expensive replacements. Many clients and commercial contracts require public liability insurance, not just to protect their property but to ensure you’re covered if something goes wrong.

How to reduce window cleaning business insurance costs?

Working from ground level using pole reach-only systems is often cheaper from both a public liability and employer’s liability perspective, as it reduces the risk of falls and injuries.

What is the cheapest insurance for window cleaning businesses?

The best business insurance for window cleaning isn’t always the cheapest—but finding the right balance of affordability and protection is key.

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