Kitchen fitter insurance

Fitting kitchens isn’t just about making homes look great—it’s precision work that requires skill, the right tools, and, ideally, a bit of insurance backup. Whether you’re working on a high-end bespoke kitchen or a simple refit, kitchen fitter insurance ensures that if something goes wrong, you won’t be left with a hefty bill.

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What is insurance for kitchen fitters?

Insurance for kitchen fitters is designed to protect professionals against the various risks involved in kitchen installation. 

From accidental property damage to third-party injuries, having the right cover means you can focus on your work, knowing you’re financially protected should the unexpected happen.

Public liability insurance for kitchen fitters

Even with years of experience, accidents can happen. Public liability insurance for kitchen fitters covers claims related to third-party injuries or property damage. If a customer trips over your tools or you accidentally damage their kitchen units during installation, this cover helps with legal fees and compensation costs.

Many clients and contractors will require proof of public liability insurance for kitchen fitters before allowing work to commence. It ensures that if your work leads to an accident or damage, you’re not left covering costs out of pocket. 

Public liability insurance kitchen fitter covers claims related to third-party injuries or property damage. If a customer trips over your tools or you accidentally damage their kitchen units during installation, this cover helps with legal fees and compensation costs.

Other kitchen fitter business insurance covers

While public liability insurance is essential, there are additional covers that can help keep your business running smoothly. Whether it’s protecting your employees or your tools, these extra policies add an extra layer of security.

Kitchen fitter professional indemnity insurance

Mistakes in design or installation can be costly. Professional indemnity insurance covers claims if a client alleges that your work caused financial loss, structural issues, or required costly repairs.

Employers liability insurance

If you employ staff, subcontractors, or apprentices, employers' liability insurance is a legal requirement. It protects your business if an employee suffers an injury or illness due to their work, covering legal fees and compensation claims.

Tools insurance

Your tools are your business’s backbone. Tools insurance covers theft, loss, or accidental damage to essential equipment like drills, saws, and measuring tools, ensuring you can get back to work without costly delays.

Commercial legal expenses

Running a business comes with legal risks, from contract disputes to chasing unpaid invoices. Commercial legal expenses insurance helps cover legal fees so you can resolve disputes without financial strain.

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FAQs

Common questions

Do kitchen fitters need public liability insurance?

Yes. Public liability insurance kitchen fitter protects your business from claims related to third-party injuries or property damage caused by your work.

Does Suited kitchen fitter insurance cover subcontractors?

Those subcontractors working under your supervision and control are covered as long as you have declared under your Suited policy. Bonafide subcontractors that you use to deliver some parts of the project should have their own insurance.

Can I get insurance for kitchen fitters online?

Absolutely. Suited offers quick and easy online quotes, so you can get insurance for kitchen fitters in just a few minutes.

Is kitchen fitter insurance legally required?

While public liability insurance for kitchen fitters isn’t a legal requirement, many clients and contractors insist on it before hiring. If you employ staff, employers' liability insurance is legally required.

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