Private tutor insurance

Secure private tutor insurance quickly and without fuss. We're simply-priced, flexible and upfront.

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Professional indemnity insurance for private tutors
Professional indemnity insurance for private tutors
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The problem

Self-employed tutors face many risks

A student says you failed your duty of care

As a private tutor, are involved on a daily basis with your students giving them advice and guidance which can be sometimes taken the wrong way.

Injury to a student

If you find yourself in the presence of your students either on your territory or in their home, you may end up facing a claim of causing an injury or property damage.

Stress of unpaid invoices or tax enquiries

Tutors can be very involved in the lives of their students and often neglect their own well being. Plus the work you do may not be always unappreciated.

Something you said is taken out of context

As a tutor you conduct a lot of one on one sessions. If you say something that's taken the wrong way, you may find yourself facing a legal claim.

Private tutor insurance uk

You need private tutor insurance that's low cost, flexible and protects you against claims of wrongdoing.

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Insurance made better

Self-employed insurance done fast, clear and upfront.

Private tutor professional indemnity insurance
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More flexible

Make changes instantly, easily and for free.

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No extra fees

We give you one price, no APR or hidden extras.

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Go retroactive

Include retroactive cover to insure previous work.

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Holiday mode

Pay less when not working by hibernating your PI cover.

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Be confident knowing your cover is backed by trusted UK insurers.

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UK support

Get help when you need it from our Bristol based team.

Covers to consider

How much does private tutor insurance cost?

Choosing the right insurance for you depends on the size and nature of your business. Key insurance covers private tutors should consider include

Self employed professional indemnity insurance
Professional indemnity

from £7.41 per month

Provides you with legal defence against claims of professional mistake or negligence causing a financial loss to your clients.

Up to £2,000,000 cover

Zero excess

Dedicated legal team

A+ insurer

Competitive prices

Self employed professional indemnity insurance

Professional indemnity

from £8.63 per month

Provides you with legal defence against claims of professional mistake or negligence causing a financial loss to your clients.

Up to £2,000,000 cover

Zero excess

Dedicated legal team

A+ insurer

Competitive prices

Self employed public liability insurance.
Public liability

from +£4.76 per month

Protects your business against claims of causing an accidental injury or property damage to either your clients or a third party.

Up to £2,000,000 cover including products liability

No excess

Expert legal team

A+ specialist insurers

Covers claims against your client caused by your business

Business equipment insurance.
Electronic business equipment

from +£9.24 per month

Pays for repair or replacement if your portable electronic equipment (and accessories) get damaged or lost.

Equipment up to £10,000 cover (£3,500 per item)

Accessories are included (£500 per item)

Hired equipment is covered

Worldwide - your devices are covered anywhere you are

Personal accident insurance.
Business owner protect

from +£10.07 per month

Reimburses your taxable business expenses while you’re recovering from a serious illness or injury.

Up to £2,000 a month

Up to 6 months following the first 30 days of illness

Any tax deductible expenses included

Receive a lump sump payout if you suffer an accident leaving you with partial or total disablement:

£5,000 lump sum

Fast customer service

Quick payout

Answer 4 questions then select the policies and limits you need.
Answer 4 questions then select the policies and limits you need.
What people say
2 March
Extremely impressed

Extremely impressed with the professional and supportive service I received.

Kellie Williams
on Google
16 February
Very efficient

After shopping around for business liability cover, I found suited, I had a few questions and Jana from suited was very efficient...

on Trustpilot
14 February

The website is easy to use and the process is intuitive, clear and easy to follow.

Matt M
on Trustpilot
11 February

I was recommended Suited, because I’d been stalling. Simple to use website, offered clear, concise information and selection...

on Trustpilot
12 December

Really fantastic service by the suited insure team! Always found the insurance side to be a bit confusing but the team took me...

Michael Ryan
on Google
15 September

A simple and flexible service for what I required. Great communication from start to finish.

Matthew Allen
on Google
1 August

I was looking for business insurance this easy to use and very well explained web site made the process simple and painless. Had a quote...

Piers Field
on Trustpilot
Legal Expenses
Included as standard

With every policy subscription we also include Business Legal Protect. This means from the moment you sign up you gain immediate access to extra support services.

Commercial legal expenses insurance.
Business legal protect

Cover of £100,000 commercial legal expenses included with your policy subscription.

Protects you and your business against a range of issues not typically covered by professional indemnity or public liability.

IR35 & HMRC investigations

Legal matters concerning your business

Negative PR (£25,000 cover)

Criminal prosecution

Compliance & regulation issues

Unpaid invoices (over £200)

Also includes free telephone advice & help from qualified professionals.

Tax and commercial legal advice

Counselling for you and your staff

Access to a legal template library

Identity theft assistance

In detail

Why is private tutor insurance important?

There are two aspects to a tutor profession. One is the physical contact with students and the other is the fact that your job is all about advice and guidance which can be life changing for some of your students.

Let’s start with the advice part. Many students, whether young or mature, seek and follow the advice of their tutors. It of course depends on the subject you teach but some tutors are instrumental to their students’ future choices of a career or path in life.

When the student’s dreams and aspirations don’t come true or feel that they’re inadequately equipped for whatever they have selected to do, they or their parents might try to blame you.

That happens from time to time and doesn’t usually end in more than a bad review but occasionally it can lead to an accusation resulting in a legal claim with a demand for financial compensation.

And then there are other risks. As a private tutor you spend a lot of time alone with your students. It is not practicable to have a third person sitting in all the time therefore it is not surprising that tutors often end up facing accusations of professional misconduct. This type of situation can be career ending and it is crucial that you protect yourself. That includes having adequate legal cover, should you become in need of qualified legal professionals to help defend your case.

Professional indemnity insurance for private tutors

This is the key cover for all self employed and private tutors, whether they teach remotely or meet their students in person. It’s there to protect you from accusations of professional negligence, failure in duty of care or saying something wrong.

If a situation arises with a student or their parents, all kinds of accusations start flying around and it is very easy to quickly find yourself in deep waters. Professional indemnity insurance for tutors is a legal cover that provides two benefits.

Firstly it is the legal support you will receive as soon as you receive the first unhappy email, phone call or text threatening to sue you or demanding a financial remedy for your conduct.

Your insurers will appoint the right legal aid to review your situation and advise you what you should do next. In many case they will take the communication over from you or help you draft the right response. Cases handled at the early stage by a professional tend to go away.

The second benefit of professional indemnity insurance for private tutors is the fact that all the legal costs are taken care of by the insurers straightaway.

In other words there is no need for you to pay anything at any point unless you insist on using your own solicitor. If you do, your insurers will need to approve them first and only pay you back when presented with settled invoices.

Public liability insurance for tutors

Public liability is also a legal cover, intended to protect against accidents that might end up in an injury or property damage. It is particularly useful to tutors who work from their own premises or visit the homes of their students.

Personal injury claims are on the rise in the UK and even if the chance of causing an injury seems remote to you, it is worthwhile to look into this cover. It usually costs a few pounds a month and it eliminates a potentially costly risk.

The risk of property damage is also hard to imagine and, unless you're a clumsy person, probably quite unlikely. And yet if you host a group of students at a third party premises, damage to the premises can occur. Naturally, the venue will look to you to take care of any remedy.

In this section

Common questions

Do I need private tutor insurance to teach online?

You should consider at least professional indemnity insurance for tutors to protect yourself from legal claims of professional negligence, giving the wrong advice or breaching your duty of care.

Do I need public liability insurance as a tutor?

Public liability insurance is useful legal protection against accusations of causing an injury or property damage. Tutors who have physical contact with their students might wish to consider it.

Am I legally required to have professional indemnity insurance for private tutors?

No, it is not a legal requirement in the UK.

What insurance do I need to be a private tutor?

Professional indemnity insurance is recommended for any profession that includes giving advice and guidance and public liability insurance is useful when there is physical contact with clients and their property.

Contact us
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Call us with any questions or queries. Our Bristol based team is available from Monday to Friday and answers straightaway.

Monday-Friday, 8:30am to 5:30pm

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Once you buy
If your plans change

No problem, Suited uses a simple subscription model making it easy to walk away.

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14 day promise *

If you call to cancel within the first 2 weeks we’ll give you a full refund.

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Easy to cancel

No longer need us? Cancel anytime, no more to pay.

* 14 day promise is not available online, please speak to a member of staff. Not available if you have reported a claim.

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