Property manager insurance UK

Secure property manager insurance quickly and without fuss. We're simply-priced, flexible and upfront.

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Insurance for property managers
Insurance for property managers
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Instant cover
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Pay monthly
The problem

Property managers face many risks

Accidental injuries or property damage

Various incidents that occur on the properties you manage (slip-and-fall accidents, property damage or injuries) to tenants or visitors could end up in a claim against you.

Tenant disputes leading to legal claims

Tenant issues with lease agreements, security deposits, or eviction proceedings can result in legal actions that can be costly to resolve.

Accusations of making a costly mistake

Property managers provide a range of services including advertising, tenant screening, lease preparation, and rent collection. Property owners or tenants could hold you liable for their financial losses.

Unpaid invoices

Property management companies often supply credit control to their clients and chasing bad debt is not uncommon.

Public liability insurance for property managers

You need business property manager insurance that effectively protects you from accusations of wrongdoing

the suited way
Insurance made better

Self-employed insurance done fast, clear and upfront.

Property manager public liability insurance
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More flexible

Make changes instantly, easily and for free.

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No extra fees

We give you one price, no APR or hidden extras.

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Go retroactive

Include retroactive cover to insure previous work.

Holiday umbrella.
Holiday mode

Pay less when not working by hibernating your PI cover.

A plus rating.
Top insurers

Be confident knowing your cover is backed by trusted UK insurers.

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UK support

Get help when you need it from our Bristol based team.

Covers to consider

How much does property manager insurance cost?

Choosing the right insurance for you depends on the size and nature of your business. Key insurance covers property managers should consider include:

Self employed professional indemnity insurance
Professional indemnity

from £7.41 per month

Provides you with legal defence against claims of professional mistake or negligence causing a financial loss to your clients.

Up to £2,000,000 cover

Zero excess

Dedicated legal team

A+ insurer

Competitive prices

Self employed professional indemnity insurance

Professional indemnity

from £8.63 per month

Provides you with legal defence against claims of professional mistake or negligence causing a financial loss to your clients.

Up to £2,000,000 cover

Zero excess

Dedicated legal team

A+ insurer

Competitive prices

Self employed public liability insurance.
Public liability

from +£4.76 per month

Protects your business against claims of causing an accidental injury or property damage to either your clients or a third party.

Up to £2,000,000 cover including products liability

No excess

Expert legal team

A+ specialist insurers

Covers claims against your client caused by your business

Business equipment insurance.
Electronic business equipment

from +£9.24 per month

Pays for repair or replacement if your portable electronic equipment (and accessories) get damaged or lost.

Equipment up to £10,000 cover (£3,500 per item)

Accessories are included (£500 per item)

Hired equipment is covered

Worldwide - your devices are covered anywhere you are

Personal accident insurance.
Business owner protect

from +£10.07 per month

Reimburses your taxable business expenses while you’re recovering from a serious illness or injury.

Up to £2,000 a month

Up to 6 months following the first 30 days of illness

Any tax deductible expenses included

Receive a lump sump payout if you suffer an accident leaving you with partial or total disablement:

£5,000 lump sum

Fast customer service

Quick payout

Answer 4 questions then select the policies and limits you need.
Answer 4 questions then select the policies and limits you need.
What people say
2 March
Extremely impressed

Extremely impressed with the professional and supportive service I received.

Kellie Williams
on Google
16 February
Very efficient

After shopping around for business liability cover, I found suited, I had a few questions and Jana from suited was very efficient...

on Trustpilot
14 February

The website is easy to use and the process is intuitive, clear and easy to follow.

Matt M
on Trustpilot
11 February

I was recommended Suited, because I’d been stalling. Simple to use website, offered clear, concise information and selection...

on Trustpilot
12 December

Really fantastic service by the suited insure team! Always found the insurance side to be a bit confusing but the team took me...

Michael Ryan
on Google
15 September

A simple and flexible service for what I required. Great communication from start to finish.

Matthew Allen
on Google
1 August

I was looking for business insurance this easy to use and very well explained web site made the process simple and painless. Had a quote...

Piers Field
on Trustpilot
Legal Expenses
Included as standard

With every policy subscription we also include Business Legal Protect. This means from the moment you sign up you gain immediate access to extra support services.

Commercial legal expenses insurance.
Business legal protect

Cover of £100,000 commercial legal expenses included with your policy subscription.

Protects you and your business against a range of issues not typically covered by professional indemnity or public liability.

IR35 & HMRC investigations

Legal matters concerning your business

Negative PR (£25,000 cover)

Criminal prosecution

Compliance & regulation issues

Unpaid invoices (over £200)

Also includes free telephone advice & help from qualified professionals.

Tax and commercial legal advice

Counselling for you and your staff

Access to a legal template library

Identity theft assistance

In detail

Essential insurance for property managers

As a property management company you provide a number of services for your residential and commercial property owners - advertising, tenant screening, lease preparation, rent collection, credit control and property maintenance.

That is a lot of professional duties to fulfil and therefore a reasonable risk of legal claims against you for either making a professional mistake or causing a property damage or an injury.

It is therefore essential that you protect your business with two key liability products designed to safeguard your professional reputation and bank balance.

Professional indemnity insurance for property managers

Some of the most common legal issues that property managers face are tenant disputes over lease agreements, security deposits, or eviction proceedings. On the other hand property owners get into a spat with their property manager over loss of rent and mismanagement.

A number of property managers had to resolve these situations in the court of law. When it goes that far, stress and legal costs rocket, especially without the help of professional indemnity insurance for property managers.

Also known as professional liability or errors and omissions, this cover is an invaluable legal aid during these situations. It provides qualified advice, legal defence and may pay compensation if you’re found at fault.

Public liability insurance for property managers

Property managers are usually responsible for the maintenance and upkeep of the properties they manage.

It’s unlikely you’ll be delivering this service yourself but rather outsource to a trusted third party. However, the responsibility for the property is still yours. If something unfortunate happens during a maintenance session, such as fire, theft, or vandalism, the property owner will expect you to pay for any damages or losses.

Public liability insurance is designed to legally assist in situations during which you are accused of causing property damage or an injury. If one of your subcontractors is at fault, you might be still held liable.

Public liability insurance for property managers will offer you legal defence and pay compensation if you’re liable for any damages. It is a key cover for this profession.

In this section

Common questions

If I subcontract some work, will it still be covered by my property management insurance?

Suited insurance for property managers covers subcontracted work. It is essential to ensure that your subcontractors also have relevant insurance.

Do I still need to have public liability insurance if I don’t offer any property maintenance?

Other situations such as showing tenants around or having physical contact with third parties and their property during the course of your business are reasons to consider this cover.

Does professional indemnity insurance for property managers cover unpaid invoices?

No but Suited includes additional £100,000 legal expense cover with every subscription which provides qualified assistance with chasing a bad debt.

What are the property management company insurance requirements?

You’ll find that in the UK your clients and/or the regulatory bodies usually insist on professional indemnity and public liability insurance.

Contact us
Prefer to speak?

Call us with any questions or queries. Our Bristol based team is available from Monday to Friday and answers straightaway.

Monday-Friday, 8:30am to 5:30pm

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Once you buy
If your plans change

No problem, Suited uses a simple subscription model making it easy to walk away.

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14 day promise *

If you call to cancel within the first 2 weeks we’ll give you a full refund.

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Easy to cancel

No longer need us? Cancel anytime, no more to pay.

* 14 day promise is not available online, please speak to a member of staff. Not available if you have reported a claim.

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