Web designer insurance

Secure web designer insurance quickly and without fuss. We're simply-priced, flexible and upfront.

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Professional indemnity insurance for web designers UK
Professional indemnity insurance for web designers UK
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The problem

Self-employed web designers face many risks

Legal and copyright issues

Web designers often work with licensed content, such as images, videos, and other multimedia elements which can sometimes result in copyright infringement and financial penalties.

Financial demands stemming from client dissatisfaction

Project delays, scope creep, and client dissatisfaction are common in the creative industry. Occasionally disputes can lead to refund demands or legal actions.

Accusations of making a costly mistake

Your client may accuse and demand financial compensation if, following your work, sales dropped, the website stopped performing or working altogether.

Unpaid invoices

More often than not web designers have to deal with bad debt. Clients either unduly delay payments or try to wriggle out of paying altogether.

Web designer insurance UK

You need business insurance for web designers that effectively protects you from accusations of wrongdoing

the suited way
Insurance made better

Self-employed insurance done fast, clear and upfront.

Web designer professional indemnity insurance
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More flexible

Make changes instantly, easily and for free.

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No extra fees

We give you one price, no APR or hidden extras.

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Go retroactive

Include retroactive cover to insure previous work.

Holiday umbrella.
Holiday mode

Pay less when not working by hibernating your PI cover.

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Top insurers

Be confident knowing your cover is backed by trusted UK insurers.

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UK support

Get help when you need it from our Bristol based team.

Covers to consider

How much does web designer insurance cost?

Choosing the right insurance for you depends on the size and nature of your business. Key insurance covers web designers should consider include:

Self employed professional indemnity insurance
Professional indemnity

from £7.41 per month

Provides you with legal defence against claims of professional mistake or negligence causing a financial loss to your clients.

Up to £2,000,000 cover

Zero excess

Dedicated legal team

A+ insurer

Competitive prices

Self employed professional indemnity insurance

Professional indemnity

from £8.63 per month

Provides you with legal defence against claims of professional mistake or negligence causing a financial loss to your clients.

Up to £2,000,000 cover

Zero excess

Dedicated legal team

A+ insurer

Competitive prices

Self employed public liability insurance.
Public liability

from +£4.76 per month

Protects your business against claims of causing an accidental injury or property damage to either your clients or a third party.

Up to £2,000,000 cover including products liability

No excess

Expert legal team

A+ specialist insurers

Covers claims against your client caused by your business

Business equipment insurance.
Electronic business equipment

from +£9.24 per month

Pays for repair or replacement if your portable electronic equipment (and accessories) get damaged or lost.

Equipment up to £10,000 cover (£3,500 per item)

Accessories are included (£500 per item)

Hired equipment is covered

Worldwide - your devices are covered anywhere you are

Personal accident insurance.
Business owner protect

from +£10.07 per month

Reimburses your taxable business expenses while you’re recovering from a serious illness or injury.

Up to £2,000 a month

Up to 6 months following the first 30 days of illness

Any tax deductible expenses included

Receive a lump sump payout if you suffer an accident leaving you with partial or total disablement:

£5,000 lump sum

Fast customer service

Quick payout

Answer 4 questions then select the policies and limits you need.
Answer 4 questions then select the policies and limits you need.
What people say
2 March
Extremely impressed

Extremely impressed with the professional and supportive service I received.

Kellie Williams
on Google
16 February
Very efficient

After shopping around for business liability cover, I found suited, I had a few questions and Jana from suited was very efficient...

on Trustpilot
14 February

The website is easy to use and the process is intuitive, clear and easy to follow.

Matt M
on Trustpilot
11 February

I was recommended Suited, because I’d been stalling. Simple to use website, offered clear, concise information and selection...

on Trustpilot
12 December

Really fantastic service by the suited insure team! Always found the insurance side to be a bit confusing but the team took me...

Michael Ryan
on Google
15 September

A simple and flexible service for what I required. Great communication from start to finish.

Matthew Allen
on Google
1 August

I was looking for business insurance this easy to use and very well explained web site made the process simple and painless. Had a quote...

Piers Field
on Trustpilot
Legal Expenses
Included as standard

With every policy subscription we also include Business Legal Protect. This means from the moment you sign up you gain immediate access to extra support services.

Commercial legal expenses insurance.
Business legal protect

Cover of £100,000 commercial legal expenses included with your policy subscription.

Protects you and your business against a range of issues not typically covered by professional indemnity or public liability.

IR35 & HMRC investigations

Legal matters concerning your business

Negative PR (£25,000 cover)

Criminal prosecution

Compliance & regulation issues

Unpaid invoices (over £200)

Also includes free telephone advice & help from qualified professionals.

Tax and commercial legal advice

Counselling for you and your staff

Access to a legal template library

Identity theft assistance

In detail

Why is business insurance for web designers important?

Web design is no longer nice to have. Every business has an online presence and the investment into web design professional services have increased over the years.

The importance of having a professional looking website that meets all commercial goals puts pressure on web designers.

The risk of something going wrong is particularly higher if you are involved in redevelopment of an already established website. Any loss of traffic, drop in sales or broken functionality could have a direct financial impact on your client’s business.

Professional indemnity insurance for web designers

The key cover for web designers is professional indemnity insurance which is designed to deal with any legal claims resulting from allegations of professional errors or negligence.

If a client approaches you with a financial demand claiming that your work has caused them a loss, with professional indemnity insurance for web designers you will have access to qualified legal advice and defence.

If it’s found that a compensation is due and you are liable, your insurers will cover the cost up to the policy limit. Ensure therefore that you have a sufficient policy limit and a client contract that specifies your maximum liability.

Electronic business equipment insurance

As a web designer you no doubt rely on electronic equipment to deliver your work. Laptops, monitors and other components don’t come cheap anymore. As such, protecting your equipment with insurance could be a good backup plan.

Electronic business equipment insurance offers the cost of replacement if your equipment can’t be fixed. It will also cover the cost of repair including the service and the turn around these days is a lot quicker.

Always remember to keep a receipt or any other proof of ownership. It is usually the first piece of information required to start your claim.

Cyber insurance for web designers

If, aside from designing and developing websites, you also manage websites for your clients, you may need to consider cyber insurance.

Cyber criminals make little distinction between their target and will take advantage of anyone who appears to be vulnerable to their attacks.

Especially to a small business or self-employed web designer, a cyber attack could have serious implications for you as a business and an individual.

Cyber covers differ quite a lot from provider to provider but a comprehensive cover should offer advice on prevention, recovery service during an attack and a ransom payout provision if the only way to recover your data is to pay.

In this section

Common questions

If I subcontract some work, will it still be covered by my web designer insurance?

Suited professional indemnity insurance for web designers covers subcontracted work. It is a good idea to ensure that your subcontractors also have relevant insurance.

What insurance do I need for a web design business?

You should start with some level of professional indemnity insurance. If you are a web developer, you may also need to consider cyber insurance.

Does professional indemnity insurance for web designers cover unpaid invoices?

No but Suited includes additional £100,000 legal expense cover with every subscription which provides qualified assistance with chasing a bad debt.

Do web designers need public liability insurance?

Typically this would be wise to consider if you have clients coming to your home or business premises.

Contact us
Prefer to speak?

Call us with any questions or queries. Our Bristol based team is available from Monday to Friday and answers straightaway.

Monday-Friday, 8:30am to 5:30pm

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Once you buy
If your plans change

No problem, Suited uses a simple subscription model making it easy to walk away.

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14 day promise *

If you call to cancel within the first 2 weeks we’ll give you a full refund.

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Easy to cancel

No longer need us? Cancel anytime, no more to pay.

* 14 day promise is not available online, please speak to a member of staff. Not available if you have reported a claim.

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