Yoga teacher insurance

Secure yoga teacher insurance quickly and without fuss. We're simply-priced, flexible and upfront.

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Public liability for yoga teachers UK
Public liability for yoga teachers UK
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The problem

Yoga teachers face many risks

Causing an injury

Yoga can be a strenuous physical activity for some students who may later blame you for their injury.

Saying the wrong thing

If you also lead your students spiritually, your risk of saying the wrong thing leading to a legal claim against you is higher.

Accusations of failing duty of care

If you happen to step out of a class or turn away for a moment while one of your students comes to harm, you could be held responsible.

Claims of overstepping the boundaries

As you get to know students more, you may become more involved in their lives. Sometimes this can be misinterpreted.

Yoga teacher insurance UK

You need yoga insurance that effectively protects you from accusations of wrongdoing

the suited way
Insurance made better

Self-employed insurance done fast, clear and upfront.

Yoga teacher public liability insurance
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More flexible

Make changes instantly, easily and for free.

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No extra fees

We give you one price, no APR or hidden extras.

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Go retroactive

Include retroactive cover to insure previous work.

Holiday umbrella.
Holiday mode

Pay less when not working by hibernating your PI cover.

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Top insurers

Be confident knowing your cover is backed by trusted UK insurers.

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UK support

Get help when you need it from our Bristol based team.

Covers to consider

How much does yoga teacher insurance cost?

Choosing the right insurance for you depends on the size and nature of your business. Key insurance covers yoga teachers should consider include:

Self employed professional indemnity insurance
Professional indemnity

from £7.41 per month

Provides you with legal defence against claims of professional mistake or negligence causing a financial loss to your clients.

Up to £2,000,000 cover

Zero excess

Dedicated legal team

A+ insurer

Competitive prices

Self employed professional indemnity insurance

Professional indemnity

from £8.63 per month

Provides you with legal defence against claims of professional mistake or negligence causing a financial loss to your clients.

Up to £2,000,000 cover

Zero excess

Dedicated legal team

A+ insurer

Competitive prices

Self employed public liability insurance.
Public liability

from +£4.76 per month

Protects your business against claims of causing an accidental injury or property damage to either your clients or a third party.

Up to £2,000,000 cover including products liability

No excess

Expert legal team

A+ specialist insurers

Covers claims against your client caused by your business

Business equipment insurance.
Electronic business equipment

from +£9.24 per month

Pays for repair or replacement if your portable electronic equipment (and accessories) get damaged or lost.

Equipment up to £10,000 cover (£3,500 per item)

Accessories are included (£500 per item)

Hired equipment is covered

Worldwide - your devices are covered anywhere you are

Personal accident insurance.
Business owner protect

from +£10.07 per month

Reimburses your taxable business expenses while you’re recovering from a serious illness or injury.

Up to £2,000 a month

Up to 6 months following the first 30 days of illness

Any tax deductible expenses included

Receive a lump sump payout if you suffer an accident leaving you with partial or total disablement:

£5,000 lump sum

Fast customer service

Quick payout

Answer 4 questions then select the policies and limits you need.
Answer 4 questions then select the policies and limits you need.
What people say
2 March
Extremely impressed

Extremely impressed with the professional and supportive service I received.

Kellie Williams
on Google
16 February
Very efficient

After shopping around for business liability cover, I found suited, I had a few questions and Jana from suited was very efficient...

on Trustpilot
14 February

The website is easy to use and the process is intuitive, clear and easy to follow.

Matt M
on Trustpilot
11 February

I was recommended Suited, because I’d been stalling. Simple to use website, offered clear, concise information and selection...

on Trustpilot
12 December

Really fantastic service by the suited insure team! Always found the insurance side to be a bit confusing but the team took me...

Michael Ryan
on Google
15 September

A simple and flexible service for what I required. Great communication from start to finish.

Matthew Allen
on Google
1 August

I was looking for business insurance this easy to use and very well explained web site made the process simple and painless. Had a quote...

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on Trustpilot
Legal Expenses
Included as standard

With every policy subscription we also include Business Legal Protect. This means from the moment you sign up you gain immediate access to extra support services.

Commercial legal expenses insurance.
Business legal protect

Cover of £100,000 commercial legal expenses included with your policy subscription.

Protects you and your business against a range of issues not typically covered by professional indemnity or public liability.

IR35 & HMRC investigations

Legal matters concerning your business

Negative PR (£25,000 cover)

Criminal prosecution

Compliance & regulation issues

Unpaid invoices (over £200)

Also includes free telephone advice & help from qualified professionals.

Tax and commercial legal advice

Counselling for you and your staff

Access to a legal template library

Identity theft assistance

In detail

Yoga instructor insurance

As a yoga teacher you instruct and guide students in the practice of yoga. As a result students will follow your every move and instructions.

In addition you have a lot of physical contact with your students as well as with third party property, be it the venue where you teach or your students’ homes.

With that responsibility you need to protect yourself with yoga teacher liability insurance which will respond to claims of professional errors, causing an accidental injury or property damage.

Such insurance consists of two liability covers: professional indemnity and public liability insurance.

Do I need insurance to teach yoga?

You think a legal claim can never happen to you? Many yoga practitioners tend to follow the same philosophy and often teach without appropriate insurance.

However, claims against yoga teachers do happen. Penningtons Law reported on such a claim where they were representing a student suffering an injury as a result of bad advice. Compensation of £9,000 was awarded and no doubt there would have been a hefty legal bill on top of that.

Without professional indemnity insurance you will pay the costs out of your own pocket and that can put you in a significant financial strain. The cost of yoga teacher insurance is insignificant in comparison.

Professional indemnity insurance for yoga teachers

This cover is designed to deal with any claims arising from your profession. This could be causing an injury resulting from incorrect advice or failing your duty of care.

If you are given a notice of a legal claim against you, your policy will trigger access to legal defence and take care of the situation. If you are found liable for any damages, the policy will cover the amount up to the policy limit.

Public liability insurance for yoga teachers

In order to teach you need a location. This could be a studio in a gym, local park or the home of your student. As a result you’re at risk of causing an injury or property damage.

Public liability insurance would respond to those types of claims by providing legal defence and paying any compensation if due.

You have probably already found that most venues require this cover before you can hire them. Sometimes the required limits are quite substantial but experience tells us that can be negotiable

Income protection for yoga teachers

You use your body and voice to earn a living. If a serious illness stops you, your ability to cover your usual outgoing may become difficult.

Income protection insurance can be a welcome safety net during those times and can provide a substitute financial help for up to a year or until you’re well again to work.

Personal accident insurance for yoga teachers

Yoga is a calm physical form of exercise and luckily serious accidents are rare. However, if you worry about this aspect, personal accident cover is a small piece of mind which is very inexpensive.

It provides a quick cash injection if you suffer a serious accident and hopefully helps you get over the worst while considering your future options.

Life insurance for yoga teachers

As a self employed professional you have to pay for everything yourself. As a parent or a spouse you will have other people to worry about.

It’s good to leave something behind if the worst were to happen. Even if you are not sure if you can afford the costs, it’s always worthwhile to talk your situation through with a life insurance specialist. They can take you through all the options.

In this section

Common questions

If I ask another yoga instructor to cover my session, will it be covered by my insurance?

Suited professional indemnity insurance for yoga teachers does cover subcontractors’ work. However, your subcontractors should be also suitably qualified and insured.

Do yoga teachers need insurance?

There is no legal requirement but some of the venues you use might ask you to have certain instances in place.

I only teach yoga as a hobby, do I need yoga teacher insurance?

Yes, because the risks you face are the same whether you teach part time or full time.

I only teach yoga online, do I need public liability insurance?

As there is no physical contact between you and your students, you are unlikely to need this cover.

Contact us
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Call us with any questions or queries. Our Bristol based team is available from Monday to Friday and answers straightaway.

Monday-Friday, 8:30am to 5:30pm

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Once you buy
If your plans change

No problem, Suited uses a simple subscription model making it easy to walk away.

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14 day promise *

If you call to cancel within the first 2 weeks we’ll give you a full refund.

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Easy to cancel

No longer need us? Cancel anytime, no more to pay.

* 14 day promise is not available online, please speak to a member of staff. Not available if you have reported a claim.

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