Environmental consultants' insurance

Secure insurance for environmental consultants quickly and without fuss. We're simply-priced, flexible and upfront.

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Insurance for environmental consultants
Insurance for environmental consultants
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Instant cover
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Pay monthly
The problem

Environmental consultants face many risks

Legal claims for compensation

Environmental consultants provide advice and guidance to clients who wish to be compliant with regulations and sometimes base their business USP on their approach to environmental issues. Failure to meet expectations could result in a compensation claim against you.

Reputational and financial risks

A client’s accusation of wrongdoing is more than just a spot of bother. It’s costly without the right legal insurance cover and without the right handling, it can be damaging to the future of your business.

Accusations of causing property loss or damage

As an environmental consultant you may be granted access to restricted areas of your clients business. If you forget to lock a door properly or knock over an expensive piece of equipment, you may be asked to pay for the damages or possible theft.

Contractual disputes and unpaid invoices

Self employed environmental consultants are at risk of unpaid invoices or contract disputes just like any other business and clawing back what you’ve rightly earned can be time consuming and costly without the right help.

Environmental consultant professional indemnity insurance

You need environmental consultant insurance that effectively protects you from accusations of wrongdoing or negligence.

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Insurance made better

Self-employed insurance done fast, clear and upfront.

Professional liability insurance for environmental consultants
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More flexible

Make changes instantly, easily and for free.

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No extra fees

We give you one price, no APR or hidden extras.

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Go retroactive

Include retroactive cover to insure previous work.

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Holiday mode

Pay less when not working by hibernating your PI cover.

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Be confident knowing your cover is backed by trusted UK insurers.

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UK support

Get help when you need it from our Bristol based team.

Covers to consider

How much does environmental consultant insurance cost?

Choosing the right insurance for you depends on the size and nature of your business. Key insurance covers environmental consultants should consider include:

Self employed professional indemnity insurance
Professional indemnity

from £7.41 per month

Provides you with legal defence against claims of professional mistake or negligence causing a financial loss to your clients.

Up to £2,000,000 cover

Zero excess

Dedicated legal team

A+ insurer

Competitive prices

Self employed professional indemnity insurance

Professional indemnity

from £8.63 per month

Provides you with legal defence against claims of professional mistake or negligence causing a financial loss to your clients.

Up to £2,000,000 cover

Zero excess

Dedicated legal team

A+ insurer

Competitive prices

Self employed public liability insurance.
Public liability

from +£4.76 per month

Protects your business against claims of causing an accidental injury or property damage to either your clients or a third party.

Up to £2,000,000 cover including products liability

No excess

Expert legal team

A+ specialist insurers

Covers claims against your client caused by your business

Business equipment insurance.
Electronic business equipment

from +£9.24 per month

Pays for repair or replacement if your portable electronic equipment (and accessories) get damaged or lost.

Equipment up to £10,000 cover (£3,500 per item)

Accessories are included (£500 per item)

Hired equipment is covered

Worldwide - your devices are covered anywhere you are

Personal accident insurance.
Business owner protect

from +£10.07 per month

Reimburses your taxable business expenses while you’re recovering from a serious illness or injury.

Up to £2,000 a month

Up to 6 months following the first 30 days of illness

Any tax deductible expenses included

Receive a lump sump payout if you suffer an accident leaving you with partial or total disablement:

£5,000 lump sum

Fast customer service

Quick payout

Answer 4 questions then select the policies and limits you need.
Answer 4 questions then select the policies and limits you need.
What people say
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Legal Expenses
Included as standard

With every policy subscription we also include Business Legal Protect. This means from the moment you sign up you gain immediate access to extra support services.

Commercial legal expenses insurance.
Business legal protect

Cover of £100,000 commercial legal expenses included with your policy subscription.

Protects you and your business against a range of issues not typically covered by professional indemnity or public liability.

IR35 & HMRC investigations

Legal matters concerning your business

Negative PR (£25,000 cover)

Criminal prosecution

Compliance & regulation issues

Unpaid invoices (over £200)

Also includes free telephone advice & help from qualified professionals.

Tax and commercial legal advice

Counselling for you and your staff

Access to a legal template library

Identity theft assistance

Included
In detail

Why is insurance for environmental consultants essential?

All businesses are required to raise their environmental awareness and ensure that they’re meeting their obligations in that regard. Many don’t know where to start, which is where you, the environmental consultant, come in. 

Should your client’s business fall short of those obligations and as a result face a financial consequence, you’re likely to be the first port of call. Your work will be scrutinised and you may end up needing a solicitor to respond to your client’s allegation of wrongdoing.

While you may think that proving a fault might be difficult or even impossible, that won’t stop your client from trying. Their attempts to sue you for compensation will be more than just distracting. It is likely to cost you in legal fees because you’ll have to respond in kind.

Self employed business insurance for environmental consultants is a shield against such situations. If your expertise is called into question and financial demands are made, you can relax knowing you have someone to fight your corner.

Professional liability insurance for environmental consultants

The key cover for self employed environmental consultants is professional indemnity insurance. You provide guidance and suggest solutions for your clients’ businesses and professional indemnity will offer legal protection, should you be accused of making a mistake or negligence.

The environmental sector covers a wide range of areas and as an environmental consultant,  you’re likely to offer a range of services including risk assessment and reports.

Professional indemnity insurance is a wide cover specifically designed to deal with accusations of professional failure. This could be making a mistake, missing a crucial detail, negligence, failing duty of care and more.

The policy will be triggered when a compensation demand is made by your client. They may be refusing to pay your invoice because they believe your advice caused an issue. They could be asking for their money or demanding compensation because they may have been fined or lost custom due to your advice.

Public liability insurance for environmental consultants

If you are physically involved in your client’s businesses, having regular meetings, inspecting your client’s premises, operations and dealing with their staff, public liability insurance is essential.

It will protect you from claims of causing an injury or property damage. This is usually a low risk for consultants who don’t offer manual services. But unfortunate accidents do happen and public liability insurance for environmental consultants is an inexpensive peace of mind.

As an expert in your field you may be granted access to restricted areas. Knocking over an expensive piece of equipment causing property damage or injury could be costly.

In this section
FAQs

Common questions

What is environmental consultant insurance?

There isn’t a product called environmental consultant insurance. Environmental consultants, depending on their business activities, may need one or more insurance covers to protect themselves against certain risks that their profession brings.

What should insurance for environmental consultants policy include?

Environmental consultants are hired to provide their expertise to solve a business problem. As such professional indemnity is a key cover. Public liability may be needed if there’s regular contact with the client’s personnel and property. If you rely on certain equipment to do your job, such as a laptop or computer, business equipment insurance may be useful to deal with repair or replacement costs.

How does insurance for environmental consultants help?

The legal covers offer legal advice and defence when a claim is made against you. Both professional indemnity and public liability will also pay compensation when due.

Who needs environmental consultants insurance?

Any contractor or self employed environmental consultant is likely to be in need of liability insurance. Delivering your expertise to a third party exposes you to a risk of being sued.

Contact us
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If your plans change

No problem, Suited uses a simple subscription model making it easy to walk away.

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If you call to cancel within the first 2 weeks we’ll give you a full refund.

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No longer need us? Cancel anytime, no more to pay.

* 14 day promise is not available online, please speak to a member of staff. Not available if you have reported a claim.

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