Self employed hairdresser insurance

Secure self employed hairdresser insurance quickly and without fuss. We're simply-priced, flexible and upfront.

Rated by customers
Answer 4 questions to get an instant price.
Answer 4 questions to get a price.
Self employed hairdresser insurance UK
Self employed hairdresser insurance UK
A stopwatch.
Quickly priced
Buy online 24 hours.
Buy online
A man going fast.
Instant cover
Top insurers
A few coins.
Pay monthly
The problem

Mobile and self employed hairdressers face many risks

A treatment going wrong

A client is demanding compensation because the treatment you have recommended or provided has gone wrong.

Receiving unfair chargebacks

Sometimes an unhappy client might decide to claw back what they've paid you by initiating a chargeback. If it is a substantial amount, you'll need help to fight it.

A client getting injured

Where scissors, chemicals and heat are used, an accident can happen at any time no matter how careful and well trained you are.

Something you said is taken out of context

Your business takes you to your clients's homes where everything becomes more personal. If you say something that's taken the wrong way, you may find yourself facing a legal claim.

Mobile hairdressers insurance UK

You need self employed hairdresser insurance that's flexible, easy to change and competitively priced

the suited way
Insurance made better

Self-employed insurance done fast, clear and upfront.

Hairdresser insurance UK
A woman doing yoga.
More flexible

Make changes instantly, easily and for free.

A happy man paying no fees.
No extra fees

We give you one price, no APR or hidden extras.

A man in retro clothes.
Go retroactive

Include retroactive cover to insure previous work.

Holiday umbrella.
Holiday mode

Pay less when not working by hibernating your PI cover.

A plus rating.
Top insurers

Be confident knowing your cover is backed by trusted UK insurers.

Map of UK.
UK support

Get help when you need it from our Bristol based team.

Covers to consider

How much does hairdresser insurance cost?

Choosing the right insurance for you depends on the size and nature of your business. Key insurance covers hairdressers should consider include:

Self employed professional indemnity insurance
Professional indemnity

from £7.41 per month

Provides you with legal defence against claims of professional mistake or negligence causing a financial loss to your clients.

Up to £2,000,000 cover

Zero excess

Dedicated legal team

A+ insurer

Competitive prices

Self employed professional indemnity insurance

Professional indemnity

from £8.63 per month

Provides you with legal defence against claims of professional mistake or negligence causing a financial loss to your clients.

Up to £2,000,000 cover

Zero excess

Dedicated legal team

A+ insurer

Competitive prices

Self employed public liability insurance.
Public liability

from +£4.76 per month

Protects your business against claims of causing an accidental injury or property damage to either your clients or a third party.

Up to £2,000,000 cover including products liability

No excess

Expert legal team

A+ specialist insurers

Covers claims against your client caused by your business

Business equipment insurance.
Electronic business equipment

from +£9.24 per month

Pays for repair or replacement if your portable electronic equipment (and accessories) get damaged or lost.

Equipment up to £10,000 cover (£3,500 per item)

Accessories are included (£500 per item)

Hired equipment is covered

Worldwide - your devices are covered anywhere you are

Personal accident insurance.
Business owner protect

from +£10.07 per month

Reimburses your taxable business expenses while you’re recovering from a serious illness or injury.

Up to £2,000 a month

Up to 6 months following the first 30 days of illness

Any tax deductible expenses included

Receive a lump sump payout if you suffer an accident leaving you with partial or total disablement:

£5,000 lump sum

Fast customer service

Quick payout

Answer 4 questions then select the policies and limits you need.
Answer 4 questions then select the policies and limits you need.
What people say
2 March
Extremely impressed

Extremely impressed with the professional and supportive service I received.

Kellie Williams
on Google
16 February
Very efficient

After shopping around for business liability cover, I found suited, I had a few questions and Jana from suited was very efficient...

on Trustpilot
14 February

The website is easy to use and the process is intuitive, clear and easy to follow.

Matt M
on Trustpilot
11 February

I was recommended Suited, because I’d been stalling. Simple to use website, offered clear, concise information and selection...

on Trustpilot
12 December

Really fantastic service by the suited insure team! Always found the insurance side to be a bit confusing but the team took me...

Michael Ryan
on Google
15 September

A simple and flexible service for what I required. Great communication from start to finish.

Matthew Allen
on Google
1 August

I was looking for business insurance this easy to use and very well explained web site made the process simple and painless. Had a quote...

Piers Field
on Trustpilot
Legal Expenses
Included as standard

With every policy subscription we also include Business Legal Protect. This means from the moment you sign up you gain immediate access to extra support services.

Commercial legal expenses insurance.
Business legal protect

Cover of £100,000 commercial legal expenses included with your policy subscription.

Protects you and your business against a range of issues not typically covered by professional indemnity or public liability.

IR35 & HMRC investigations

Legal matters concerning your business

Negative PR (£25,000 cover)

Criminal prosecution

Compliance & regulation issues

Unpaid invoices (over £200)

Also includes free telephone advice & help from qualified professionals.

Tax and commercial legal advice

Counselling for you and your staff

Access to a legal template library

Identity theft assistance

In detail

Why is self employed/mobile hairdressing insurance important?

Working with the public on their own schedule allows self employed and mobile hairdressers to enjoy freedom in their work, but it also comes with a range of responsibilities that could turn into a headache, should something go wrong.

By ensuring you and your livelihood are protected by professional indemnity and public liability insurance for self employed hairdressers, you’ll be able to focus on your loyal customers without worrying about an expensive claim that could blunt your business.

Public liability insurance for self employed hairdressers

Public liability insurance is intended to protect against accidents that result in an injury or property damage. It is an inexpensive cover which provides peace of mind should accidental injury or damage happen while you’re with a client.

Whether it’s a wobbly chair or a slip of the hand, causing accidental injury to a client when they’re in your hands is something no hairdresser wants to experience. With public liability insurance, you can rest assured that any such slip-up won’t result in legal fees that render your business unviable.

As a self employed/mobile hairdresser looking at insurance, you’ll be an established and skilled hairdresser with a business worth protecting. Should an accident happen while you’re working, public liability insurance will cover legal costs and make sure you are well equipped with legal advice. Any compensation due is also covered.

Professional indemnity insurance for hairdressers

It takes more than just super-sharp skills and tools to be a successful hairdresser. The most successful self employed hairdresser will be a charming and personable individual who relies on the relationships they build to maintain a regular roster of clients – so you can imagine how much it stings when hardworking hairdressers find themselves on the receiving end of an accusation from a client.

So what is professional indemnity insurance and how can it protect you from a disgruntled client? Professional indemnity insurance will immediately have your back the second you receive an unhappy email, phone call or text threatening to sue you or demanding financial remedy. Your insurers will appoint the appropriate legal aid to review your specific situation and advise you on what to do next.

As a busy self employed hairdresser, we know that there simply isn’t room on your calendar for concerning yourself with the ins-and-outs of the legal system. Professional indemnity insurance acts as a guard to you and your business and will take over all communication between you and the client following a claim, or can work with you to provide a response. This will make sure you can remain focused on your business without any legal blips having a knock-on effect and taking up your precious time.

But the benefits don’t end there. Taking out professional indemnity insurance will make sure all legal costs are taken care of straight away – in other words, there’s no need for you to pay anything at any point unless you wanted to involve your own solicitor. If you do, your insurers will need to approve them first and only pay you back when presented with settled invoices.

How has insurance for self employed hairdressers helped in the past?

Hairdressers meet all kinds of people in their work, and while this is usually a perk of the job, there’s always going to be people out there with less-than-honest intentions.

Just ask the north London salon who found themselves accused of burning a bald patch onto a client’s scalp back in 2017. The woman had damaged her own scalp while dying her hair at home but tried to sue the salon for £30,000 over her self-inflicted bald spot.

If the salon’s owner was protected by professional indemnity insurance, their legal fees would have been completely covered, with the rogue accusation not causing a single penny to leave the company account. Without professional indemnity insurance, a false accusation against your business could result in legal fees eating into your hard earned profits.

In this section

Common questions

Do self employed hairdressers need insurance?

Hairdressers by nature of their profession work very closely with their clients and as such should consider business liability insurance to protect their reputation and bank balance.

What insurance does a self-employed hairdresser need?

If you are self-employed, it is a good idea to have professional indemnity insurance to protect you from accusations of professional errors or misconduct and public liability insurance to shield from claims of injury or property damage.

What qualifications do you need to be a self employed hairdresser?

In order to obtain insurance with Suited you need to have demonstrable experience or qualifications.

What does it mean if a hairdresser is mobile?

As opposed to clients coming to your premises for a haircut, you come to them. That may reduce your risk of being sued for an accidental slip or fall but there is a small risk of you causing property damage at your client’s home.

Contact us
Prefer to speak?

Call us with any questions or queries. Our Bristol based team is available from Monday to Friday and answers straightaway.

Monday-Friday, 8:30am to 5:30pm

A woman in a suit standing talking on the phone an carrying a cup of coffee.
Once you buy
If your plans change

No problem, Suited uses a simple subscription model making it easy to walk away.

14 day promise stamp.
14 day promise *

If you call to cancel within the first 2 weeks we’ll give you a full refund.

A woman next to a  man jumping.
Easy to cancel

No longer need us? Cancel anytime, no more to pay.

* 14 day promise is not available online, please speak to a member of staff. Not available if you have reported a claim.

Ready to get started?

The fast and hassle free way to get business insurance for small professional outfits.

Answer 4 questions to get an instant price.
Answer 4 questions to get a price.


When you visit our website, cookies are placed on your computer, mobile phone or tablet. Their purpose is to help us improve the site experience, detect potential problems and assist our marketing efforts. You can customise your consent for each cookie. We take privacy seriously, here's how.