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Do i need employers liability insurance for self employed workers

Do you need employers’ liability insurance for self employed staff?

If you’re wondering if you need employers’ liability insurance for self-employed staff, the answer depends on how your self-employed staff are engaged.

Claims made basis professional indemnity insurance

What is 'claims made basis' in professional indemnity insurance?

"Claims made basis" is a type of cover used by professional indemnity insurance. This policy type covers claims made and reported to the insurer during the policy period.

Is professional indemnity insurance the same as public liability?

If you’re wondering if professional indemnity insurance is the same as public liability, the answer is no - they are both legal covers and protect you and your business against legal claims, but they mitigate different risks.

How much is liability insurance for a small business uk

How much does liability insurance cost for a small business in 2024?

For small businesses, liability insurance cost can start from as little as £80 a year but it can also rise to several hundreds. The average cost for a small business in the UK is around £220 - £350 a year. The price of liability insurance fluctuates based on the required insurance limits, industry, business size, and claims history.