If you’re looking for a public and employer liability insurance quote, the good news is that getting covered online is easier than ever, especially if you run a small business.
For tradespeople, tools aren’t just equipment—they’re the lifeblood of your business. Whether you’re an electrician, plumber, carpenter, or builder, your tools enable you to get the job done.
If you’re wondering if you need employers’ liability insurance for self-employed staff, the answer depends on how your self-employed staff are engaged.
"Claims made basis" is a type of cover used by professional indemnity insurance. This policy type covers claims made and reported to the insurer during the policy period.
While public liability insurance tends to be the better-known product for builders, professional indemnity insurance plays a very different role – one that could be critical if your work involves advice, design, or other professional input.
Professional indemnity insurance provides peace of mind by covering you against potentially costly negligence claims.
Freelancers and small businesses often say “I don’t need insurance, I’ve got no issues with my clients”. And hopefully that’s how it will always be for you. But every now and again something happens and client relations rapidly change. Just like it did for these business owners.
Imagine you’ve just delivered the last piece of work for your client and plan to take some time off, perhaps for good. Cancelling your professional indemnity cover is an option but not a very good one.
The recent case of Maya Meron, a violinist whose career ended due to an injury from a Pilates machine, underscores the critical importance of insurance for Pilates instructors and studios.
Not quite literally but in this case study, a life coach’s livelihood, finances and peace of mind was certainly protected by having the good sense of purchasing life coaching insurance.
We have approached the claims department of Kennedys, a law firm that specialises in protecting bookkeepers and other professionals against accusations of wrongdoing, and asked whether they might able to share with us some recent experience of defending bookkeepers against a claim from an unhappy client.
We all come across this term "legal expenses cover" whenever we buy insurance, such as car or house insurance. The same happens if you search for business insurance and many have asked, is it worth the extra spend?
IT contractors provide important services to businesses by developing software, managing IT infrastructure, and ensuring smooth operations. With these responsibilities come potential risks. When it comes to public liability insurance IT contractors are often contracctually required to buy it but is it always necessary, especially for those working remotely?
Find out what factors influence your architect PI insurance cost and whether you can save with Suited insurance for architects.
If you’re wondering if professional indemnity insurance is the same as public liability, the answer is no - they are both legal covers and protect you and your business against legal claims, but they mitigate different risks.
When it comes to start up business insurance costs UK insurance providers have the tendency to treat aspiring business owners with some caution.
